Are You Ready to Finally Fix Your Finances - For Good?
Hi, we're Mike & Mollie.
Whether it's paying off debt, making more money, or increasing your savings, we're here to share what we've learned.
As a family of six living off one income, we've had to learn how to live frugally by necessity. What we didn't expect was how much contentment this would lead to.
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Our Recent Blog Posts
50+ Fun and Cheap Date Ideas to Fit Your Budget
Date nights can be a great way to reconnect with your partner when overwhelmed with all the tasks of daily life. It can also be a not-so-great way to reconnect with your wallet or credit card once you pay the babysitter, eat a fancy dinner, and catch a show. Choosing cheap date ideas over expensive…
How to Raise Your Credit Score 100 Points Overnight
Many people wonder if it’s possible to raise your credit score 100 points overnight. The short answer is no – but you can take steps today to help you boost your credit score quickly (just not that quick!). Whether you like it or not, your credit score affects your daily life. Everything from getting approved…
27 At Home Date Night Ideas that are Frugal & Fun
Whether you and your partner are looking for some good at home date night ideas because you’re saying “I’m broke” too often or you are still avoiding going out to public places and are opting to hang out at home together, I can help! I’ve come up with a bunch of great at home date…
The Best Cheap Grocery List Items (& Healthy Too!)
For those of you on a tight budget, grocery shopping and meal planning might be a little on the stressful side. In fact, the grocery budget category is often the one that most people struggle with, myself included. It’s so incredibly easy to overspend at the grocery store. And, grocery stores know this. Why do…
The 9 Best Financial Books for Beginners
From Suze Orman to Dave Ramsey – and every finance guru in between – everyone claims to have the best financial books for beginners. But how do you find the one that fits your personal finance approach? Whether you love him or loathe him, Dave Ramsey is one of the most talked about financial advisor…
How to Use Cash Envelopes as a Budgeting System
May 6, 2021/Tana/No Comments This post may contain affiliate links. Please read my disclosure for more information. When it comes to budgeting, there are a million options out there. Today, let’s talk about a trendy option that many people use: cash envelopes. What Are Cash Envelopes? Cash envelopes are pretty much what they sound like: envelopes that…
Which Personal Budget Categories You Actually Need
Let’s be honest – the idea of budgeting freaks a lot of people out. Budget basics can be hard enough – and then toss a bunch of budget categories into the mix? No wonder the majority of folks nope right outta there and never come back. Not that I can blame them. Think about it…
Passive Income vs Active Income: What’s the Difference?
As we got serious about paying off our debt and budgeting, we also decided it was time to look into passive income vs active income. There’s always overtime at work or picking up side gigs, but as the kids (and I) get older, the less I want to work 60+ hours a week. Call me…
How to Easily Build the Ultimate Family Emergency Binder
Our neighbors were recently preparing to go on an anniversary cruise when they realized their printer wasn’t working. She texted me to see if I could print some paperwork for them to put in their in case of an emergency binder for their parents, who were watching their kids. Of course, I obliged. And being…
What are the 4 C’s of Credit for Getting a Mortgage?
Are you considering getting a house, car, or personal loan this year (or in the next 2 – 3)? If so, you’re going to need to know about the 4 c’s of credit. No, they’re not horsemen bringing the apocalypse or the top cuss words your kids will spout out in front of their kindergarten…
Delicious Dirt Cheap Meals for When You’re Broke
When it comes to budgeting, one of the easiest places to overspend is the food category. Finding dirt cheap meals is a great way to help balance your spending and live more frugally. We’re so busy running from work to picking up kids to extracurricular activities, it’s important to find the easiest and cheapest dinner…
What Is Liquid Net Worth & How to Calculate Yours
Chances are, you’ve probably heard the term “liquid net worth” thrown around a time or two in the personal finance realm. But, what exactly is liquid net worth? And, why is it an important thing to know? Liquid Net Worth Defined Liquid net worth is basically the amount of money you’ve got in cash or…