Are You Ready to Finally Fix Your Finances - For Good?

Hi, we're Mike & Mollie.

Whether it's paying off debt, making more money, or increasing your savings, we're here to share what we've learned.

As a family of six living off one income, we've had to learn how to live frugally by necessity. What we didn't expect was how much contentment this would lead to.

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Our Recent Blog Posts

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Is Ibotta Legit? My Review + $10 Welcome Bonus (2023)

December 26, 2021

When I mention Ibotta to my friends, most ask – is Ibotta legit? I get it – there’s nothing worse then trying a new cashback app only to find out you have to bend over backward while juggling plates and singing the Star Spangled Banner to make about…4 cents. Yeah, no thanks. You could go…

pile of women's shoes

The Best Books on Minimalism (in 2023)

December 23, 2021

It’s a proven fact that the amount of stuff we have in our house can cause more stress and make us miserable. When we have fewer things to pick up and less cleaning to do, we have more time and energy to focus on essential matters, like family. Books on minimalism can teach you how…

comb, scisscors, razor, and hair pins

When and How Much to Tip A Barber?

December 16, 2021

Like massage therapists, a personal trainer, or your best friend, barbers are essential in helping us feel our best. They are experts at their craft, and tipping them compliments their work. Let’s talk about how much to tip a barber and different scenarios that might affect the amount. How much to Tip for a Regular…

using phone to take picture of a check to deposit it

Can you deposit a paper check on Cash App?

December 15, 2021

I recently downloaded Cash App from the app store to pay my sister. She picked up some presents for our parents, and rather than use my PayPal account. I opted to try out Cash App. I appreciated how easy it was to hook up a bank account and transfer funds. So, of course, I wondered,…

car driving into the sunset

Is Wheelzy the Right Way to Sell Your Car?

December 14, 2021

While researching the best ways to sell a car, and digging through all the of the companies in the car industry, I ran into a company called Wheelzy. It’s a relatively newer company since it’s only been around for a little over seven years. However, I figure I’d check it out with the claims on…

pile of personal checks

Does Walmart Cash Personal Checks?

December 14, 2021

On a typical weekend, the list of errands to run can be pretty long. Get groceries, run the kids to practice, cash some checks. While I was grabbing groceries the other day, I noticed a Money Center at my local Walmart and wondered, does Walmart cash personal checks? The good news is – yes, Walmart…

woman's face being massaged

How Much to Tip for A Massage

December 11, 2021

Self-care is essential for finding ways to recharge in today’s busy world. When budgeting for self-care items, like pedicures, facials, and massage therapy, it’s necessary to make sure we’re leaving enough room for a tip. Let’s talk about how much to tip for massage and the best ways to do so. Should You Tip for a Massage?…

quarters in front of a clock

$26 an Hour is How Much a Year?

December 10, 2021

$26 an hour is just below the median rate of $29.81 in the US in 2020 for hourly employees, according to Indeed.com. So while it’s close to the average pay for a single individual, $26 an hour is how much a year? How much is $26 an hour each year? If you’re working a full-time…

woman's hands holding an empty coffee mug

What Does “You Can’t Pour From an Empty Cup” Mean?

December 9, 2021

“You can’t pour from an empty cup” is an old saying that’s been around forever and recently (incorrectly) attributed to a Canadian politician, Norm Kelly. So what does it mean? And how does it apply not only to our daily lives but also to our finances as well? What does it mean when your cup…

person writing a check

The Parts of a Check and How to Write One

December 8, 2021

As life becomes more digital, it’s less likely that you’ll have to continue to write checks. However, there are still some specific instances when writing one is essential, whether for security or to avoid credit card fees. Let’s talk about the different parts of a check, how to write one, and how to cash a…

hand pulling parking ticket out from windshield wiper

What happens if you don’t pay a parking ticket?

December 6, 2021

We’ve all been there – we stay a little too long at the coffee shop or dash into your local store and walk out to a parking ticket. It’s frustrating, but it happens. However, what happens if you don’t pay a parking ticket? You might be tempted to skip paying your parking ticket fines altogether…

person with jean pocket flipped out, hand open

How to Stop Saying ‘I’m Broke!’ and Actually Fix It

December 5, 2021

Besides being a popular song, ‘I’m broke’ can be a common phrase uttered by folks struggling with finances. If you’re living paycheck-to-paycheck, or can’t seem to get ahead, let’s talk about why and how to fix it. Why Am I Broke? (And How to Fix It) There are several reasons you might be broke, from…