Are You Ready to Finally Fix Your Finances - For Good?

Hi, we're Mike & Mollie.

Whether it's paying off debt, making more money, or increasing your savings, we're here to share what we've learned.

As a family of six living off one income, we've had to learn how to live frugally by necessity. What we didn't expect was how much contentment this would lead to.

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Our Recent Blog Posts

75 (mostly) free things to do with kids this weekend

75 (Mostly) Free, Fun, and Cheap Things to Do with Kids

May 22, 2021

Whether it’s summer break or just an average weekend, we’re always looking for the best free things to do with kids. There’s just not always a lot of room in the budget to squeeze out a lot for activities. We all know kids can be crazy expensive, thanks to daycare, clothes, and all their favorite…

Feet on beach

How to Sell Feet Pics Online & Make Easy Money

May 22, 2021

While there are millions of ways to earn extra money, not all of them make for such an exciting and interesting dinner conversation as selling feet pictures. If you’ve made your way here, the chances are high that you’re looking to learn how to sell feet pics – or at least are considering doing so. …

Finding the best cable alternatives: A step-by-step guide to cutting the cord

How to Watch TV without Cable or Satellite

May 22, 2021

For a lot of folks, the idea of learning how to watch tv without cable or satellite can feel a lot like deprivation. Who doesn’t need a little mindless escape at the end of a long and tiring workday? Unfortunately, as much as we feel like we deserve the break, the cost of cable can…

50+ Crazy Fun & Cheap Date Night Ideas to Fit Your Budget

50+ Fun and Cheap Date Ideas to Fit Your Budget

May 14, 2021

Date nights can be a great way to reconnect with your partner when overwhelmed with all the tasks of daily life. It can also be a not-so-great way to reconnect with your wallet or credit card once you pay the babysitter, eat a fancy dinner, and catch a show. Choosing cheap date ideas over expensive…

How to boost your credit score quickly

How to Raise Your Credit Score 100 Points Overnight

May 13, 2021

Many people wonder if it’s possible to raise your credit score 100 points overnight. The short answer is no – but you can take steps today to help you boost your credit score quickly (just not that quick!). Whether you like it or not, your credit score affects your daily life. Everything from getting approved…

couple having dinner in the garden

27 At Home Date Night Ideas that are Frugal & Fun

May 12, 2021

Whether you and your partner are looking for some good at home date night ideas because you’re saying “I’m broke” too often or you are still avoiding going out to public places and are opting to hang out at home together, I can help! I’ve come up with a bunch of great at home date…

The Best Cheap Grocery List Items (& Healthy Too!)

May 12, 2021

For those of you on a tight budget, grocery shopping and meal planning might be a little on the stressful side. In fact, the grocery budget category is often the one that most people struggle with, myself included.  It’s so incredibly easy to overspend at the grocery store. And, grocery stores know this. Why do…

These are the 9 best personal finance books that will change your life (and aren't Dave Ramsey)

The 9 Best Financial Books for Beginners

May 10, 2021

From Suze Orman to Dave Ramsey – and every finance guru in between – everyone claims to have the best financial books for beginners. But how do you find the one that fits your personal finance approach? Whether you love him or loathe him, Dave Ramsey is one of the most talked about financial advisor…

hand pulling money out of envelope

How to Use Cash Envelopes as a Budgeting System

May 6, 2021

May 6, 2021/Tana/No Comments This post may contain affiliate links. Please read my disclosure for more information. When it comes to budgeting, there are a million options out there. Today, let’s talk about a trendy option that many people use: cash envelopes. What Are Cash Envelopes? Cash envelopes are pretty much what they sound like: envelopes that…

couple working on a budget

Which Personal Budget Categories You Actually Need

May 6, 2021

Let’s be honest – the idea of budgeting freaks a lot of people out. Budget basics can be hard enough – and then toss a bunch of budget categories into the mix? No wonder the majority of folks nope right outta there and never come back. Not that I can blame them. Think about it…

The best passive income ideas to boost your income

Passive Income vs Active Income: What’s the Difference?

May 6, 2021

As we got serious about paying off our debt and budgeting, we also decided it was time to look into passive income vs active income. There’s always overtime at work or picking up side gigs, but as the kids (and I) get older, the less I want to work 60+ hours a week. Call me…

How to Easily Build the Ultimate Family Emergency Binder

May 5, 2021

Our neighbors were recently preparing to go on an anniversary cruise when they realized their printer wasn’t working. She texted me to see if I could print some paperwork for them to put in their in case of an emergency binder for their parents, who were watching their kids. Of course, I obliged. And being…