Are You Ready to Finally Fix Your Finances - For Good?

Hi, we're Mike & Mollie.

Whether it's paying off debt, making more money, or increasing your savings, we're here to share what we've learned.

As a family of six living off one income, we've had to learn how to live frugally by necessity. What we didn't expect was how much contentment this would lead to.

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Our Recent Blog Posts

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How to Earn Money with Neighbor Storage

March 31, 2022

Looking for a new side hustle that’s passive, and the easiest way to make a quick couple hundred bucks a month? You’ll find it in the Neighbor storage app by renting out your extra storage space. What is the Neighbor Storage app? The Neighbor storage app (or Neighbor.com as it’s referred to as well) turns…

illustration of woman's hand holding a credit card

What causes a negative balance on a credit card – and what to do

March 18, 2022

Occasionally, there’s a glitch in the matrix, and we see things that shouldn’t be there – like seeing a negative balance on a credit card. While it’s weird and can be a little unsettling, there are various reasons why it can happen.  Let’s talk about why you might get a negative balance when you open…

graphic of ebt card with target logo

Does Target Take EBT? Yes – but with restrictions!

March 14, 2022

Target has a lot of great ways to save money – including sales, Target Circle discounts, matching competitors’ pricing, and more. Having multiple ways to save money at Target quickly makes it a great place to shop. But does Target take EBT?  You are probably already aware of what EBT is. Still, if not, EBT…

woman holding open pink and black wallet

The 11 Best (& Most Stylish) Cash Envelope Wallets

March 4, 2022

Using an all-cash budgeting system is a great way to avoid overspending and track expenses easier. However, having a pile of stray envelopes circulating the bottom of your purse isn’t exactly how you envisioned it working out, right? This is where a handy cash envelope wallet comes in to keep everything in place and easily…

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PayPal Refer a Friend: Earn a $10 Bonus

February 18, 2022

Referral fees are a great incentive to provide services you already use. Especially when they pay both you and the referee like the Paypal refer a friend program. This referral program is easy to use, involves very little work, and can score you up to $100 a year by referring up to ten friends. Let’s…

How Cash App debit card designs work

How to Make Cash App Card Designs

February 4, 2022

Cash App offers fun and unique card designs for its users, which they can design themselves in as little as five minutes. Creating Cash App card designs is easy and allows you to express your personality every time you use your card for purchases. What do the Cash App cards look like? The Cash App…

girl with long brown hair holding a debit card and smiling

How old do you have to be to get a debit card?

December 31, 2021

We can all agree that one of the best lessons you can teach your child is how to handle money. While talking together and reading about it are both a great start, kids need to have a hands-on approach, especially before entering the real world. While handing them cash for chores is excellent, they don’t…

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YNAB vs Mint 2023: Which Budgeting App Wins?

December 26, 2021

For those on a budget, investing in a budgeting software program can be quite helpful because it not only helps you develop your budget, but it can also help you actually stick to it as well, which to be honest, is the real battle when it comes to budgeting.  Another great thing about using a…

How we saved $240 in minutes with the Trim app (so far!)

Trim Review 2023: Easily Lower Bills with this App

December 26, 2021

I like to think that I’m pretty savvy when it comes to saving money. I feel like I’ve learned all the tricks to cut costs and find extra dollars in my budget. Boy, was I wrong. By signing up for Trim, and spending about 5 minutes to sync our accounts and submit our internet provider,…

woman looking at phone with Truebill logo on the screen

Truebill Review 2023: Is it Legit?

December 26, 2021

If you read my review of Trim, then you know I’m a huge fan of bill negotiation services. So, I thought I’d look into another similar platform called Truebill. So, here is my Truebill review! What is Truebill? According to their website, Truebill is an automated financial assistant that gives you back control of your…

How to Make Money Online: 50+ Brilliant Ways to Make Money Before Christmas

50+ Legit Online Jobs that Pay in 2023

December 26, 2021

Everywhere you turn, there’s a million articles showing us how to make money online as well as working from home. But how do you know which are legit online jobs? A large majority of them are either scams, involve an insane amount of dedication to earn pennies, or you have to pay start-up fees. Yeah,…

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Is Ibotta Legit? My Review + $10 Welcome Bonus (2023)

December 26, 2021

When I mention Ibotta to my friends, most ask – is Ibotta legit? I get it – there’s nothing worse then trying a new cashback app only to find out you have to bend over backward while juggling plates and singing the Star Spangled Banner to make about…4 cents. Yeah, no thanks. You could go…