Are You Ready to Finally Fix Your Finances - For Good?

Hi, we're Mike & Mollie.

Whether it's paying off debt, making more money, or increasing your savings, we're here to share what we've learned.

As a family of six living off one income, we've had to learn how to live frugally by necessity. What we didn't expect was how much contentment this would lead to.

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Our Recent Blog Posts

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Is Wheelzy the Right Way to Sell Your Car?

December 14, 2021

While researching the best ways to sell a car, and digging through all the of the companies in the car industry, I ran into a company called Wheelzy. It’s a relatively newer company since it’s only been around for a little over seven years. However, I figure I’d check it out with the claims on…

pile of personal checks

Does Walmart Cash Personal Checks?

December 14, 2021

On a typical weekend, the list of errands to run can be pretty long. Get groceries, run the kids to practice, cash some checks. While I was grabbing groceries the other day, I noticed a Money Center at my local Walmart and wondered, does Walmart cash personal checks? The good news is – yes, Walmart…

a cropped image of a row of houses

Is Buying a Quadplex a Smart Investment?

December 12, 2021

If you’ve dipped your toe into real estate investing (or are wanting to get started), a quadplex can be your next big move. These rentals are great for house hacking as well as extra income through rentals. Keep reading to learn more about the advantages of owning a quadplex. What is a quadplex? A quadplex…

woman's face being massaged

How Much to Tip for A Massage

December 11, 2021

Self-care is essential for finding ways to recharge in today’s busy world. When budgeting for self-care items, like pedicures, facials, and massage therapy, it’s necessary to make sure we’re leaving enough room for a tip. Let’s talk about how much to tip for massage and the best ways to do so. Should You Tip for a Massage?…

quarters in front of a clock

$26 an Hour is How Much a Year?

December 10, 2021

$26 an hour is just below the median rate of $29.81 in the US in 2020 for hourly employees, according to Indeed.com. So while it’s close to the average pay for a single individual, $26 an hour is how much a year? How much is $26 an hour each year? If you’re working a full-time…

woman's hands holding an empty coffee mug

What Does “You Can’t Pour From an Empty Cup” Mean?

December 9, 2021

“You can’t pour from an empty cup” is an old saying that’s been around forever and recently (incorrectly) attributed to a Canadian politician, Norm Kelly. So what does it mean? And how does it apply not only to our daily lives but also to our finances as well? What does it mean when your cup…

person writing a check

The Parts of a Check and How to Write One

December 8, 2021

As life becomes more digital, it’s less likely that you’ll have to continue to write checks. However, there are still some specific instances when writing one is essential, whether for security or to avoid credit card fees. Let’s talk about the different parts of a check, how to write one, and how to cash a…

hand pulling parking ticket out from windshield wiper

What happens if you don’t pay a parking ticket?

December 6, 2021

We’ve all been there – we stay a little too long at the coffee shop or dash into your local store and walk out to a parking ticket. It’s frustrating, but it happens. However, what happens if you don’t pay a parking ticket? You might be tempted to skip paying your parking ticket fines altogether…

person with jean pocket flipped out, hand open

How to Stop Saying ‘I’m Broke!’ and Actually Fix It

December 5, 2021

Besides being a popular song, ‘I’m broke’ can be a common phrase uttered by folks struggling with finances. If you’re living paycheck-to-paycheck, or can’t seem to get ahead, let’s talk about why and how to fix it. Why Am I Broke? (And How to Fix It) There are several reasons you might be broke, from…

vector image of various stamps from around the world

Do Stamps Expire? Avoid Wasting Your Money

December 4, 2021

As we mail fewer letters thanks to online activities, we often end up with rolls and piles of old stamps laying around for months (Or even years). Looking at the pile of stamps on my desk, I wondered, do stamps expire? And what do I do if the price of postage changes? The cost of…

boxes stacked on a porch

What is Porch Pick Up When Selling Items?

December 2, 2021

One of the easiest ways to make extra money is to sell items on Facebook or Craigslist locally. And to make it even easier, taking advantage of the porch pick up means you won’t have to haul your stuff all over town just to get rid of it. So what is porch pick up, and…

piggy banks floating in a circle

19 Fun Piggy Banks for Adults to Help You Save

December 2, 2021

December 2, 2021/Tana/No Comments This post may contain affiliate links. Please read my disclosure for more information. While piggy banks for adults might not be the first thing that comes to mind when gift shopping for a loved one, they can be a great gift idea on the right special occasion. If you have someone that would…