Are You Ready to Finally Fix Your Finances - For Good?

Hi, we're Mike & Mollie.

Whether it's paying off debt, making more money, or increasing your savings, we're here to share what we've learned.

As a family of six living off one income, we've had to learn how to live frugally by necessity. What we didn't expect was how much contentment this would lead to.

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Our Recent Blog Posts

woman holding open pink and black wallet

The 11 Best (& Most Stylish) Cash Envelope Wallets

March 4, 2022

Using an all-cash budgeting system is a great way to avoid overspending and track expenses easier. However, having a pile of stray envelopes circulating the bottom of your purse isn’t exactly how you envisioned it working out, right? This is where a handy cash envelope wallet comes in to keep everything in place and easily…

friends hugging on couch

PayPal Refer a Friend: Earn a $10 Bonus

February 18, 2022

Referral fees are a great incentive to provide services you already use. Especially when they pay both you and the referee like the Paypal refer a friend program. This referral program is easy to use, involves very little work, and can score you up to $100 a year by referring up to ten friends. Let’s…

How Cash App debit card designs work

How to Make Cash App Card Designs

February 4, 2022

Cash App offers fun and unique card designs for its users, which they can design themselves in as little as five minutes. Creating Cash App card designs is easy and allows you to express your personality every time you use your card for purchases. What do the Cash App cards look like? The Cash App…

girl with long brown hair holding a debit card and smiling

How old do you have to be to get a debit card?

December 31, 2021

We can all agree that one of the best lessons you can teach your child is how to handle money. While talking together and reading about it are both a great start, kids need to have a hands-on approach, especially before entering the real world. While handing them cash for chores is excellent, they don’t…

Text graphic that reads which is the best budgeting software

YNAB vs Mint 2023: Which Budgeting App Wins?

December 26, 2021

For those on a budget, investing in a budgeting software program can be quite helpful because it not only helps you develop your budget, but it can also help you actually stick to it as well, which to be honest, is the real battle when it comes to budgeting.  Another great thing about using a…

How we saved $240 in minutes with the Trim app (so far!)

Trim Review 2023: Easily Lower Bills with this App

December 26, 2021

I like to think that I’m pretty savvy when it comes to saving money. I feel like I’ve learned all the tricks to cut costs and find extra dollars in my budget. Boy, was I wrong. By signing up for Trim, and spending about 5 minutes to sync our accounts and submit our internet provider,…

woman looking at phone with Truebill logo on the screen

Truebill Review 2023: Is it Legit?

December 26, 2021

If you read my review of Trim, then you know I’m a huge fan of bill negotiation services. So, I thought I’d look into another similar platform called Truebill. So, here is my Truebill review! What is Truebill? According to their website, Truebill is an automated financial assistant that gives you back control of your…

How to Make Money Online: 50+ Brilliant Ways to Make Money Before Christmas

50+ Legit Online Jobs that Pay in 2023

December 26, 2021

Everywhere you turn, there’s a million articles showing us how to make money online as well as working from home. But how do you know which are legit online jobs? A large majority of them are either scams, involve an insane amount of dedication to earn pennies, or you have to pay start-up fees. Yeah,…

Woman's hand on shopping cart with text

Is Ibotta Legit? My Review + $10 Welcome Bonus (2023)

December 26, 2021

When I mention Ibotta to my friends, most ask – is Ibotta legit? I get it – there’s nothing worse then trying a new cashback app only to find out you have to bend over backward while juggling plates and singing the Star Spangled Banner to make about…4 cents. Yeah, no thanks. You could go…

pile of women's shoes

The Best Books on Minimalism (in 2023)

December 23, 2021

It’s a proven fact that the amount of stuff we have in our house can cause more stress and make us miserable. When we have fewer things to pick up and less cleaning to do, we have more time and energy to focus on essential matters, like family. Books on minimalism can teach you how…

comb, scisscors, razor, and hair pins

When and How Much to Tip A Barber?

December 16, 2021

Like massage therapists, a personal trainer, or your best friend, barbers are essential in helping us feel our best. They are experts at their craft, and tipping them compliments their work. Let’s talk about how much to tip a barber and different scenarios that might affect the amount. How much to Tip for a Regular…

using phone to take picture of a check to deposit it

Can you deposit a paper check on Cash App?

December 15, 2021

I recently downloaded Cash App from the app store to pay my sister. She picked up some presents for our parents, and rather than use my PayPal account. I opted to try out Cash App. I appreciated how easy it was to hook up a bank account and transfer funds. So, of course, I wondered,…