Are You Ready to Finally Fix Your Finances - For Good?
Hi, we're Mike & Mollie.
Whether it's paying off debt, making more money, or increasing your savings, we're here to share what we've learned.
As a family of six living off one income, we've had to learn how to live frugally by necessity. What we didn't expect was how much contentment this would lead to.
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Our Recent Blog Posts
Amazingly Simple Cleaning Tips that’ll Save You Tons of Money
Every spring I feel the need for a refresh. There’s just something about the fresh air and sunshine that makes me want to review our budget, get rid of clutter, and do a deep spring clean. So why not bust open the windows and start your spring with my favorite frugal cleaning tips that’ll help…
How to Jumpstart Your Finances Quickly with Sinking Funds
Are you struggling with budgeting and trying to stay ahead? Wondering where in the world you’re going to find money for upcoming expenses outside of your budget, yet again? The best way to break out of this cycle is to create and use Dave Ramsey sinking funds. Sinking funds are the best way to make…
Why it’s Important to Know Your Worth Financially
Any personal finance blogger will tell you that it’s important to know your net worth. But there’s another type of worth that’s just as important with finances: self worth. Do you recognize and know your worth financially? This week’s post is to celebrate International Women’s Day on March 8th and the #WomenRockMoney Movement! The majority…
10 Surprising Lessons from our First Year of Budgeting
We’ve officially been budgeting for an entire year, which means…it’s our one year budget-versary! I wonder what you give each other for a gift? If it’s paper (like a real one year wedding anniversary), I’ll make sure to frame the first copy of our budget! 😉 In one year, we’ve dealt with job loss, storm…
Why You Need to Drop the New Year’s Resolutions (and What to Do Instead)
I love new beginnings. The feeling of a fresh start is just so motivating, it’s addictive. Emotionally, it’s the equivalent of reading a great love story (stay with me here). You’re cheering for the budding romance, wanting so bad for it to work out. Just like a new beginning, right? So, like the apparent romantic…
How to Easily Triple Stack your Savings on ANY Purchase!
Being the awesome frugal folks that we are, we’re always looking for a sale, deal, coupon, or discount, right? But what can you do when it’s not enough of a discount, and you still need to make the purchase? Or it’s a financially stressful time of the year (looking at you, November and December). Or,…
How to Stop Overspending Immediately with One Easy Trick
I love to shop. It might not be for clothes, expensive purses, or jewelry, but I love to buy home decor. And daydream about herringbone backsplashes and kitchen remodels. Oh, and don’t forget about the hours I could spend in any craft or home improvement store within a 50 mile radius! The cold, hard truth…
Money and relationships: How to get on the same page
Today’s post is about one of the most dreaded financial conversations that a lot of couples tend to avoid, understandably. Grab your favorite drink, put on comfy pants, turn on some smooth jazz (hey, no judgments!), and breathe deep. You good? Ok. Let’s talk about getting your spouse on board with the family finances. Yeah,…
Beginner Couponing Mistakes and How to Avoid Them
We’ve all seen those crazy extreme couponing shows where a person has three shopping carts full of mouthwash, nail polish and cheese, right? And the whole lot cost them $2.58. While totally nuts, I still have to admit it’s an impressive feat of organization. Even though no one on earth could possibly need that much…
4 Rules to Follow When Talking the F Word (Finances) with Family & Friends
There’s a reason why finances are the top of the awkward discussions list. We’ve been taught that it’s tacky, rude and can even result in embarrassment in some form or another to discuss money. Families teach their children to never discuss finances with outsiders or sometimes even within the family boundaries. We all have differing…
4 Reasons Why You’re Failing at Becoming Debt Free And How to Fix It!
Becoming debt free is no easy task to tackle. It took time to get into debt, which means it’ll take time to get back out. Frustrating, but true. If you’re like me, I wanted instant gratification and results NOW. I had trouble giving it time to work. Which meant, I found myself straying from the…
We Paid $12,324 of Debt in 8 Months with this Budget Workbook
My husband and I have been through the debt cycle plenty of times. We’ve paid off several debts, including my husband’s student loans, 2 set of medical bills from births, dental work, home improvement loans, and three or four cars, just to name a few. And yet, we kept finding ourselves in debt, still. It…