Are You Ready to Finally Fix Your Finances - For Good?
Hi, we're Mike & Mollie.
Whether it's paying off debt, making more money, or increasing your savings, we're here to share what we've learned.
As a family of six living off one income, we've had to learn how to live frugally by necessity. What we didn't expect was how much contentment this would lead to.
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Our Recent Blog Posts
Apex Focus Group Review: Is It Legit?
If you’ve been trying to find paid focus groups to participate in so you can make a little extra cash on the side, chances are, you’ve come across Apex Focus Group. Here’s some basic information about them just in case you’re curious. What is Apex Focus Group? According to their website, Apex helps potential participants…
Dare to Conquer (formerly Billionaire Blog Club) Review: Is It Worth It?
Update 7/9/2020: Billionaire Blog Club (or Dare to Conquer) has changed multiple times since I took it in 2018. It’s gone through various rebirths and is now a program called OddNoodle. Unfortunately, I have not been able to revisit it since these various changes have happened. It was helpful when I initially took it, but…
How to be Successful on Rover as a Dog Sitter
Pop quiz time! What’s got four legs, lots of fur, and can help you make a little extra money while getting lots of slobbery kisses? If you guessed dogs (I’m not even entertaining any other answers here, people), you’re onto a very lucrative new side job. While there are several pet sitting services out there, one…
Introverts, Rejoice! 27 Jobs Where You Work Alone
We’ve all had those horrific days at work that leave you googling “jobs where you work alone” during your lunch break, eating canned soup at your desk for the third time this week to avoid hanging out with coworkers. Sure, we all have ups and downs with our work environment, but what if this is…
Free Stuff on Your Birthday: How to Cash In 170+ Deals
Birthdays only come once a year – so why not take advantage of some freebies while you’re celebrating? There’s so much free stuff on your birthday that you can grab that it’d be crazy not to jump on these offers. While I’m not suggesting you run out and buy everything you get a 15% off…
How to Get Out of Debt: We Paid Off $26,619 in 17 Months
Racking up debt can happen for a variety of reasons: overspending, medical issues, a car accident, a layoff. Often it can take just one or two unplanned instances to end up neck deep and struggling – especially if you’re already living paycheck to paycheck. Millions of Americans are one paycheck away from accuring more debt,…
The 18 Best Cash Back Apps that will Save You Thousands
Everybody I know loves to bring home the spoils of a great sale, if only to brag about how much they saved on their score. And with the holidays quickly approaching, the sales are really ramping up. So now is the time to double down on those bragging rights and start using cash back apps…
How to Get Out of Debt: The Exact Steps We Took to Pay Off $26,619 in 17 Months
If you’re wondering how to get out of debt, look no further. Using the following get out of debt plan, we paid off over $26,619 in debt in 17 months and raised our net worth by almost $50,000. These debt repayment steps will help you to organize your finances and learn how to get out…
How to Fight and Conquer Discrepancies in Medical Bills
Medical bills are unfortunately a part of our life, no matter your plan, coverage or deductible. Whether you’ve just had a checkup, a baby – or something in between – chances are you’re going to end up with a medical bill. But what do you do if those services are incorrectly billed and processed? Here’s…
Student Loan Debt: How to get rid of them quickly and painlessly
Anyone with student loan debt will tell you just how tiring, worrisome and stressful it can be. It’s easy to panic or avoid them altogether. But really, the best (and only) way to deal with them is like ripping a band-aid off – you just have to get a firm grip and face them head…
How to Pay Off Credit Card Debt Quickly
The average American has over $7,000 just in credit card debt. Ouch. Add to that student loans, car loans, medical debt and mortgages, and you’ve got a ton of stress and quite possibly a less than stellar credit score. The average APR on credit cards is 15%. If you take a year to pay off…
Pay Off Your Mortgage or Invest? Practical Tips to Decide
It’s the age-old question about which comes first. (No, not the chicken or the egg. Well, maybe – it IS about your nest egg, anyway.) Should you pay off your mortgage or invest first? While both are very tempting options, there are some major considerations to think over before making this decision. You don’t want…