Are You Ready to Finally Fix Your Finances - For Good?
Hi, we're Mike & Mollie.
Whether it's paying off debt, making more money, or increasing your savings, we're here to share what we've learned.
As a family of six living off one income, we've had to learn how to live frugally by necessity. What we didn't expect was how much contentment this would lead to.
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Our Recent Blog Posts
Delicious Dirt Cheap Meals for When You’re Broke
When it comes to budgeting, one of the easiest places to overspend is the food category. Finding dirt cheap meals is a great way to help balance your spending and live more frugally. We’re so busy running from work to picking up kids to extracurricular activities, it’s important to find the easiest and cheapest dinner…
What Is Liquid Net Worth & How to Calculate Yours
Chances are, you’ve probably heard the term “liquid net worth” thrown around a time or two in the personal finance realm. But, what exactly is liquid net worth? And, why is it an important thing to know? Liquid Net Worth Defined Liquid net worth is basically the amount of money you’ve got in cash or…
60+ Frugal Living Tips from the Great Depression
Using frugal living tips from the Great Depression era is a great way to teach yourself how to live frugally on less and save more. The Great Depression was a time of vast struggle, pain, and hard times for many people due to a lack of jobs, money, and resources. However, one small good thing…
40+ Financial Freedom Quotes to Inspire
If you’re pursuing true financial independence, it’s essential to find ways to keep yourself inspired to stay on task. Reading financial freedom quotes is a great way to keep your head in the game and focused on a good financial plan. What is the meaning of financial freedom? The meaning of financial freedom can vary…
The Best Cheap Places to Eat when You Don’t Want to Cook
Having a handy list of cheap places to eat might not sound like the best way to start living below your means. But being prepared for those days when you can’t stand to cook can be a great way to avoid blowing your food budget for the month. Meal planning is a great way to…
How to Stop Spending Money You Don’t Have
If you want to know how to stop spending money that you don’t have, you have to address two pieces of your life: the mental/emotional side and the practical/budgeting side. Spending more than you earn is living beyond your means, and in short, means you’re going to end up in plenty of credit card debt. The…
Five Ways to do a 52 Week Money Challenge + Free Printable
This post may contain affiliate links. Please read my disclosure for more information. Setting money saving goals is easy, but following them through – and doing it for a entire year – can be tough. One of the easiest ways to hit your savings goal is to use a 52 week money challenge printable. This printable can…
Where To Find Farmhouse Decorating Ideas on a Budget
This post may contain affiliate links. Please read my disclosure for more information. Many people love a rustic farmhouse vibe for my own home, but don’t like spending a ton of money on home updates. Luckily, there are lots of great places where you can easily get the best farmhouse decorating ideas on a budget. Today, while…
21 Simple Ways To Save Money On A Tight Budget
When we finally started budgeting so that we could finally pay off our debt, we knew we had to trim some expenses to finally improve our financial situation. Our income barely covered our expenses, so we had to find the best ways to save money on a tight budget. By saving money on expenses, we…
Stupid Simple SEO: How I Boosted My Organic Traffic by 260%
Until the past six months, I’ve felt that SEO (search engine optimization) was a mystical and elusive creature, much like the perfect donut. We all love donuts but, but finding the perfect one is difficult if you don’t know where to look. SEO can be the same – if you don’t know where to look…
$1000 Savings Challenges + Free Printables
Using this great $1000 savings challenge printable is an easy way to kickstart any of your financial goals. Whether your emergency fund needs pumped up, it’s vacation time, or one of the kids needs braces, having a padded savings fund is key to avoiding any new debt. Can you imagine coming back from a weeklong…
The Beginner’s Guide to Dave Ramsey Sinking Funds
As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…