Monthly finance report

Drumroll, please….it’s officially official! We’ve not only paid off the last of our student loans, but we’re officially debt free! It’s hard to believe after years of having debt and just accepting it as the norm, we don’t have the weight of student loans, car loans, or credit card debt hanging over our heads anymore.…

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Monthly finance report

This is no April Fool’s joke – we’re only $769 from becoming debt free. FINALLY. We’re thisclose to knocking out my student loan, which has been hanging out like an unwanted house guest for the past 11 years. It’s definitely time to kick it out and say, buh-bye! via GIPHY How did we pay off…

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Monthly finance report

We paid off my husband’s car loan this month – just 5 months after we paid off mine! The only item we have is my student loan, which is down to $7200! If that isn’t motivating, I don’t know what is! To say this is what I feel like doing to celebrate is an understatement:…

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Monthly finance report

Man alive, was January super long or what? We did a great job of sticking on budget though, so that felt pretty wonderful. The downside is that I found out I need about $1,000 worth of dental work done. Ouch. I’m hoping we can spread it out so that we can cash flow the work…

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Monthly finance report

December turned out to be a pleasant surprise! We really buckled down and stuck to our budget, and were rewarded with the ability to pay extra towards the car payment. We did a lot of traveling and family events, and found ways to get presents for the kids and each other on the cheap. I…

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Monthly finance report

November was a crazy month. As much as I tried to plan for seasonal and additional expenses, we still ended up very “off” on the budget. I took a trip to NYC with two of my friends, and I tried to budget the cost across two months. I think the fatal flaw to my plan…

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Monthly finance report

Guess what? We finally, officially hit the halfway mark on our debt repayment journey! Woot woot! While our debt repayment has slowed down a little bit due to unforeseen circumstances, it’s still so exciting to have hit this milestone. You might notice that our total payoff percentage below is at 75%. That’s from the original…

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Monthly finance report

This month our debt repayment slowed down a lot. I think we pushed it so much paying off the car that we were finding ourselves overstretched in some areas of the budget. We still made progress forward, which is what counts. Instead of putting things on the credit card, we cash flowed them instead which…

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Monthly finance report

We did it!! We paid off my $14093 car loan in 20 months! This even after a layoff and damage to our roof, thanks to our awesome budget! I should also point out our oldest daughter started kindergarten, so we were able to cut our daycare payment by a lot and put that towards the…

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Monthly finance report

This past month has been a total mixed bag of crazy. On the plus side, drum roll, please! We paid off our credit card in full! The second that first paycheck of my husband’s hit the checking account, I used the daycare reimbursement I had squirreled away to polish off that silly plastic card, and…

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