Budgeting Tips
60+ Frugal Living Tips from the Great Depression
Using frugal living tips from the Great Depression era is a great way to teach yourself how to live frugally on less and save more. The Great Depression was a time of vast struggle, pain, and hard times for many people due to a lack of jobs, money, and resources. However, one small good thing…
Read MoreThe Best Cheap Places to Eat when You Don’t Want to Cook
Having a handy list of cheap places to eat might not sound like the best way to start living below your means. But being prepared for those days when you can’t stand to cook can be a great way to avoid blowing your food budget for the month. Meal planning is a great way to…
Read MoreHow to Stop Spending Money You Don’t Have
If you want to know how to stop spending money that you don’t have, you have to address two pieces of your life: the mental/emotional side and the practical/budgeting side. Spending more than you earn is living beyond your means, and in short, means you’re going to end up in plenty of credit card debt. The…
Read More21 Simple Ways To Save Money On A Tight Budget
When we finally started budgeting so that we could finally pay off our debt, we knew we had to trim some expenses to finally improve our financial situation. Our income barely covered our expenses, so we had to find the best ways to save money on a tight budget. By saving money on expenses, we…
Read More$1000 Savings Challenges + Free Printables
Using this great $1000 savings challenge printable is an easy way to kickstart any of your financial goals. Whether your emergency fund needs pumped up, it’s vacation time, or one of the kids needs braces, having a padded savings fund is key to avoiding any new debt. Can you imagine coming back from a weeklong…
Read MoreThe Beginner’s Guide to Dave Ramsey Sinking Funds
As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…
Read MoreFree Stuff on Your Birthday: How to Cash In 170+ Deals
Birthdays only come once a year – so why not take advantage of some freebies while you’re celebrating? There’s so much free stuff on your birthday that you can grab that it’d be crazy not to jump on these offers. While I’m not suggesting you run out and buy everything you get a 15% off…
Read MoreHow to Get Out of Debt: We Paid Off $26,619 in 17 Months
Racking up debt can happen for a variety of reasons: overspending, medical issues, a car accident, a layoff. Often it can take just one or two unplanned instances to end up neck deep and struggling – especially if you’re already living paycheck to paycheck. Millions of Americans are one paycheck away from accuring more debt,…
Read MoreThe 18 Best Cash Back Apps that will Save You Thousands
Everybody I know loves to bring home the spoils of a great sale, if only to brag about how much they saved on their score. And with the holidays quickly approaching, the sales are really ramping up. So now is the time to double down on those bragging rights and start using cash back apps…
Read MoreHow to Get Out of Debt: The Exact Steps We Took to Pay Off $26,619 in 17 Months
If you’re wondering how to get out of debt, look no further. Using the following get out of debt plan, we paid off over $26,619 in debt in 17 months and raised our net worth by almost $50,000. These debt repayment steps will help you to organize your finances and learn how to get out…
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