Budgeting Tips
50+ Fun and Cheap Date Ideas to Fit Your Budget
Date nights can be a great way to reconnect with your partner when overwhelmed with all the tasks of daily life. It can also be a not-so-great way to reconnect with your wallet or credit card once you pay the babysitter, eat a fancy dinner, and catch a show. Choosing cheap date ideas over expensive…
Read MoreHow to Raise Your Credit Score 100 Points Overnight
Many people wonder if it’s possible to raise your credit score 100 points overnight. The short answer is no – but you can take steps today to help you boost your credit score quickly (just not that quick!). Whether you like it or not, your credit score affects your daily life. Everything from getting approved…
Read More27 At Home Date Night Ideas that are Frugal & Fun
Whether you and your partner are looking for some good at home date night ideas because you’re saying “I’m broke” too often or you are still avoiding going out to public places and are opting to hang out at home together, I can help! I’ve come up with a bunch of great at home date…
Read MoreThe Best Cheap Grocery List Items (& Healthy Too!)
For those of you on a tight budget, grocery shopping and meal planning might be a little on the stressful side. In fact, the grocery budget category is often the one that most people struggle with, myself included. It’s so incredibly easy to overspend at the grocery store. And, grocery stores know this. Why do…
Read MoreThe 9 Best Financial Books for Beginners
From Suze Orman to Dave Ramsey – and every finance guru in between – everyone claims to have the best financial books for beginners. But how do you find the one that fits your personal finance approach? Whether you love him or loathe him, Dave Ramsey is one of the most talked about financial advisor…
Read MoreHow to Use Cash Envelopes as a Budgeting System
How to Use Cash Envelopes as a Budgeting System May 6, 2021/Mike & Mollie This post may contain affiliate links. Please read my disclosure for more information. In This Post Add a header to begin generating the table of contents When it comes to budgeting, there are a million options out there. Today, let’s talk about a…
Read MoreWhich Personal Budget Categories You Actually Need
Let’s be honest – the idea of budgeting freaks a lot of people out. Budget basics can be hard enough – and then toss a bunch of budget categories into the mix? No wonder the majority of folks nope right outta there and never come back. Not that I can blame them. Think about it…
Read MoreWhat are the 4 C’s of Credit for Getting a Mortgage?
Are you considering getting a house, car, or personal loan this year (or in the next 2 – 3)? If so, you’re going to need to know about the 4 c’s of credit. No, they’re not horsemen bringing the apocalypse or the top cuss words your kids will spout out in front of their kindergarten…
Read MoreDelicious Dirt Cheap Meals for When You’re Broke
When it comes to budgeting, one of the easiest places to overspend is the food category. Finding dirt cheap meals is a great way to help balance your spending and live more frugally. We’re so busy running from work to picking up kids to extracurricular activities, it’s important to find the easiest and cheapest dinner…
Read MoreWhat Is Liquid Net Worth & How to Calculate Yours
Chances are, you’ve probably heard the term “liquid net worth” thrown around a time or two in the personal finance realm. But, what exactly is liquid net worth? And, why is it an important thing to know? Liquid Net Worth Defined Liquid net worth is basically the amount of money you’ve got in cash or…
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