How to Use Dave Ramsey Budget Percentages

couple looking at budgeting paperwork

How to Use Dave Ramsey Budget Percentages July 19, 2021/Mike & Mollie This post may contain affiliate links. Please read my disclosure for more information. In This Post Add a header to begin generating the table of contents Chances are, if you’ve heard the term “Better than I deserve!”, then you’ve heard of Dave Ramsey budget percentages.…

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Financial Literacy for Kids: Lesson Ideas by Age Group

girl counting money and smiling

Being a parent means having a lot of complicated conversations, from religious beliefs to money and everything in between. Thankfully, there are some excellent resources for financial literacy for kids to help keep things age-appropriate and easy to understand. What is basic financial literacy? Basic financial literacy is the understanding of various economic ideas. The basics of…

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Grocery on a Budget: Easily Cut Your Bill by Half

produce in a reusable bag

We’d been struggling with keeping our grocery on a budget for the past…well, since we started budgeting. So I sat down to make a game plan that I know you can probably use as well. Staying on track with your food budget starts with finding cheaper options and easier ones that you’ll be able to use…

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Grocery Budget Makeover Review: How Much Did I Save?

man with shopping cart looking at receipt

Learning how to hit the grocery on a budget – and not overspend – is something most normal people struggle with. I get it. I’ve been there. Our grocery budget would turn upside down at the drop of a hat, and was the one budget category we couldn’t seem to get on track. Creating a…

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What is Financial Freedom? (And How to Achieve It)

9 absolutely essential steps to achieve financial freedom (besides budgeting)

If you’re wondering what is financial freedom anyway, you’re in the right place!  Think about how your finances make you feel. When you picture your latest credit card or bank statement, what feelings come to mind? Is it discomfort? Are you upset? Or have you not opened them for fear of the numbers you’ll see?…

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How to Change Your Money Mindset For Good

woman thinking

I have spent most of my adult life trying to pay off debt, only to accrue more in a vicious cycle. Around and around we went. While we’ve paid off big chunks here and there, we somehow always ended up with more debt in another form. A new-to-us car, another birth, a new move. We…

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35 Frugal Living Tips with a Big Impact

14 simple ways to save on monthly expenses

With the hot mess that was 2020, we’re all looking for the easiest frugal living tips with a big impact. Whether you’ve lost your job, finding yourself saying “I’m broke” too often, or are building an emergency fund, these thrifty tips and tricks will help. Frugal living in 2020 doesn’t mean giving up everything you…

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The Best Cheap Christmas Gifts Everyone Will Love

Unique and cheap Christmas gifts everyone will love

Giving cheap Christmas gifts doesn’t mean buying ugly, junky presents. (Unless you’re into that sort of thing.) It just takes a bit of creativity to find cheap Christmas gifts under $10 that fit into your budget and the gift receiver will love. With some budgeting and planning, you can easily stick within your budget and…

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75 (Mostly) Free, Fun, and Cheap Things to Do with Kids

75 (mostly) free things to do with kids this weekend

Whether it’s summer break or just an average weekend, we’re always looking for the best free things to do with kids. There’s just not always a lot of room in the budget to squeeze out a lot for activities. We all know kids can be crazy expensive, thanks to daycare, clothes, and all their favorite…

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How to Watch TV without Cable or Satellite

Finding the best cable alternatives: A step-by-step guide to cutting the cord

For a lot of folks, the idea of learning how to watch tv without cable or satellite can feel a lot like deprivation. Who doesn’t need a little mindless escape at the end of a long and tiring workday? Unfortunately, as much as we feel like we deserve the break, the cost of cable can…

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