35 Stupid-Simple Ways to Travel on a Budget

It’s estimated that 42 million Americans traveled last summer. At an average cost of $1200 per person, that’s a whole lotta dough. Traveling with a family or even friends can add up quick, making a family vacation cost about as much as your health insurance deductible. Ouch. And that’s just for a summer vacation. What…

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Cheap dinner ideas for when you're broke

When it comes to budgeting, one of the easiest places to overspend is the food category. We’re so busy running from work to picking up kids to extracurricular activities, it’s almost impossible to find the will or energy to cook dinner every night. According to the U.S. Bureau of Labor Statistics, the average household spent…

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How to get out of debt

Racking up debt can happen for a variety of reasons: overspending, medical issues, a car accident, a layoff. Often it can take just one or two unplanned instances to end up neck deep and struggling – especially if you’re already living paycheck to paycheck. Millions of Americans are one paycheck away from accuring more debt,…

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The 18 best cash back apps that will save you thousands!

Everybody I know loves to bring home the spoils of a great sale, if only to brag about how much they saved on their score. And with the holidays quickly approaching, the sales are really ramping up. So now is the time to double down on those bragging rights and start using cash back apps…

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Unique and cheap Christmas gifts everyone will love

Giving cheap Christmas gifts doesn’t mean buying ugly, junky presents. Unless you’re into that sort of thing. via GIPHY It just takes a bit of creativity to find cheap Christmas gifts that fit into your budget and the gift receiver will love. With some budgeting and planning, you can easily stick within your budget and…

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The differences between a sinking fund and emergency and why you need both

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about building different sinking fund categories as well. But what exactly is the difference between an emergency fund and a sinking fund? And why do you need…

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How to boost your credit score quickly

Whether you like it or not, your credit score affects your daily life. Everything from getting approved for a loan to getting a job can be dependent upon having a good credit score. This is why it’s important to learn how to boost your credit score and keep it there. If you are a fan…

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Our neighbors were recently preparing to go on an anniversary cruise when they realized their printer wasn’t working. She texted me to see if I could print some paperwork for them to put in their in case of emergency binder for their parents, who were watching their kids. Of course, I obliged. And being the…

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