What Is Liquid Net Worth & How to Calculate Yours

man using calculator

Chances are, you’ve probably heard the term “liquid net worth” thrown around a time or two in the personal finance realm. But, what exactly is liquid net worth? And, why is it an important thing to know? Liquid Net Worth Defined Liquid net worth is basically the amount of money you’ve got in cash or…

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60+ Frugal Living Tips from the Great Depression

woman kneading dough with rolling pin on counter

Using frugal living tips from the Great Depression era is a great way to teach yourself how to live frugally on less and save more. The Great Depression was a time of vast struggle, pain, and hard times for many people due to a lack of jobs, money, and resources. However, one small good thing…

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40+ Financial Freedom Quotes to Inspire

speech bubble that reads 40+ inspirational financial freedom quotes

If you’re pursuing true financial independence, it’s essential to find ways to keep yourself inspired to stay on task. Reading financial freedom quotes is a great way to keep your head in the game and focused on a good financial plan. What is the meaning of financial freedom? The meaning of financial freedom can vary…

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The Best Cheap Places to Eat when You Don’t Want to Cook

The best cheap places to eat when you don't feel like cooking

Having a handy list of cheap places to eat might not sound like the best way to start living below your means. But being prepared for those days when you can’t stand to cook can be a great way to avoid blowing your food budget for the month. Meal planning is a great way to…

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How to Stop Spending Money You Don’t Have

If you want to know how to stop spending money that you don’t have, you have to address two pieces of your life: the mental/emotional side and the practical/budgeting side. Spending more than you earn is living beyond your means, and in short, means you’re going to end up in plenty of credit card debt. The…

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Five Ways to do a 52 Week Money Challenge + Free Printable

image of hands holding piggy bank

Five Ways to do a 52 Week Money Challenge + Free Printable This post may contain affiliate links. Please read my disclosure for more information. In This Post Add a header to begin generating the table of contents Setting money saving goals is easy, but following them through – and doing it for a entire year -…

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21 Simple Ways To Save Money On A Tight Budget

11 simple ways to save money on a tight budget

When we finally started budgeting so that we could finally pay off our debt, we knew we had to trim some expenses to finally improve our financial situation. Our income barely covered our expenses, so we had to find the best ways to save money on a tight budget. By saving money on expenses, we…

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Stupid Simple SEO: How I Boosted My Organic Traffic by 260%

How I boosted by blog traffic 260% using Stupid Simple SEO

Until the past six months, I’ve felt that SEO (search engine optimization) was a mystical and elusive creature, much like the perfect donut. We all love donuts but, but finding the perfect one is difficult if you don’t know where to look. SEO can be the same – if you don’t know where to look…

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$1000 Savings Challenges + Free Printables

Super easy money saving challenge + free printable

Using this great $1000 savings challenge printable is an easy way to kickstart any of your financial goals. Whether your emergency fund needs pumped up, it’s vacation time, or one of the kids needs braces, having a padded savings fund is key to avoiding any new debt. Can you imagine coming back from a weeklong…

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The Beginner’s Guide to Dave Ramsey Sinking Funds

The differences between a sinking fund and emergency and why you need both

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…

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