Budgeting

Not sure where to start with budgeting? Learn how to budget money, make a monthly budget, or even budget on a low income. These are the tips and tricks we used to pay off over $27,000 in 17 months!

Learn More about Budgeting Basics

50 Free Things to Do on a No-Spend Weekend

50+ Free & Fun Things to do with Friends at Home

One of the first things that get cut from every budget is expensive activities, right? Out the door goes all the lattes and visits to the movie theater. But finding fun things to do with friends at home turns out to be a lot easier than expected. It’s important to find free things to do…

10 Simple Rules for a No Spend Challenge

Thanks to Tik Tok, plenty of folks have been turned on to trying a no spend challenge. I love it when social media helps people cut unnecessary spending and find new ways to save. If you’re not familiar with a no spend challenge, the key takeaway is to spend less money by cutting out unnecessary…

Easy money challenges to smash your financial goals

37 Easy Money Savings Challenges

If you’re looking for a way to boost your savings or debt repayment goals, try a money savings challenge. Money or saving challenges are a great way to switch things up and jumpstart your savings. What is a Money Savings Challenge? A money savings challenge is a way to save money that makes it fun…

Ways to Stretch Your Budget

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Dave Ramsey Sinking Funds

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…