Budgeting

Not sure where to start with budgeting? Learn how to budget money, make a monthly budget, or even budget on a low income. These are the tips and tricks we used to pay off over $27,000 in 17 months!

Learn More about Budgeting Basics

cupcakes with candles placed on a cakestand

Cheap Birthday Ideas for a Fun & Fabulous Party

Most of us want to celebrate our birthdays, but we don’t always have much money.  We all know that birthday parties are fun and great for building relationships with friends and family members, but they can also be expensive. With these great tips, you can throw a fantastic party without spending too much money. Your…

Secrets to where I change coins for cash - for free! Hands holding coins

Secrets to Where I Change My Coins to Cash for Free

If you’re getting ready for vacation, the holidays, or want to splurge without breaking your budget, the perfect go-to is to cash in coins you’ve been saving in your piggy bank or coin jar. Which means you’re wondering, where can I change my coins for cash for free? If you’re using cash envelopes to budget,…

gift on wood table

The Best 30 Inexpensive Gifts for the Woman Who Has Everything

July 22, 2021/Tana/No Comments I think we all know that it can be hard to find inexpensive gifts for the woman who has everything. (Or, a gift at any price point when they already have everything, right?) It’s vital to make sure the gift is thoughtful, or it’s just more clutter – and no one wants more…

Ways to Stretch Your Budget

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Dave Ramsey Sinking Funds

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…

Favorite Budgeting Resources

Download Your Savings Worksheet Now!

Build your $1000 savings in just 12 weeks!

Subscribe to the Debt Free Forties newsletter to receive regular updates and get instant access to your free 8 page savings worksheet!

We won't send you spam. Unsubscribe at any time. Powered by ConvertKit