Budgeting

Not sure where to start with budgeting? Learn how to budget money, make a monthly budget, or even budget on a low income. These are the tips and tricks we used to pay off over $27,000 in 17 months!

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woman thinking

How to Change Your Money Mindset For Good

I have spent most of my adult life trying to pay off debt, only to accrue more in a vicious cycle. Around and around we went. While we’ve paid off big chunks here and there, we somehow always ended up with more debt in another form. A new-to-us car, another birth, a new move. We…

14 simple ways to save on monthly expenses

35 Frugal Living Tips with a Big Impact

With the hot mess that was 2020, we’re all looking for the easiest frugal living tips with a big impact. Whether you’ve lost your job, need to stretch your paycheck, or are building an emergency fund, these thrifty tips and tricks will help. Frugal living in 2020 doesn’t mean giving up everything you love. It’s…

Unique and cheap Christmas gifts everyone will love

The Best Cheap Christmas Gifts Everyone Will Love

Giving cheap Christmas gifts doesn’t mean buying ugly, junky presents. (Unless you’re into that sort of thing.) It just takes a bit of creativity to find cheap Christmas gifts under $10 that fit into your budget and the gift receiver will love. With some budgeting and planning, you can easily stick within your budget and…

Ways to Stretch Your Budget

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Dave Ramsey Sinking Funds

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…

Favorite Budgeting Resources

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