Budgeting

Not sure where to start with budgeting? Learn how to budget money, make a monthly budget, or even budget on a low income. These are the tips and tricks we used to pay off over $27,000 in 17 months!

Learn More about Budgeting Basics

Secrets to where I change coins for cash - for free! Hands holding coins

Secrets to Where I Change My Coins to Cash for Free

If you’re getting ready for vacation, the holidays, or want to splurge without breaking your budget, the perfect go-to is to cash in coins you’ve been saving in your piggy bank or coin jar. Which means you’re wondering, where can I change my coins for cash for free? If you’re using cash envelopes to budget,…

graphic of ebt card with target logo

Does Target Take EBT? Yes – but with restrictions!

Target has a lot of great ways to save money – including sales, Target Circle discounts, matching competitors’ pricing, and more. Having multiple ways to save money at Target quickly makes it a great place to shop. But does Target take EBT?  You are probably already aware of what EBT is. Still, if not, EBT…

woman holding open pink and black wallet

The 11 Best (& Most Stylish) Cash Envelope Wallets

Using an all-cash budgeting system is a great way to avoid overspending and track expenses easier. However, having a pile of stray envelopes circulating the bottom of your purse isn’t exactly how you envisioned it working out, right? This is where a handy cash envelope wallet comes in to keep everything in place and easily…

Ways to Stretch Your Budget

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Dave Ramsey Sinking Funds

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…

Favorite Budgeting Resources

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