Budgeting

Not sure where to start with budgeting? Learn how to budget money, make a monthly budget, or even budget on a low income. These are the tips and tricks we used to pay off over $27,000 in 17 months!

Learn More about Budgeting Basics

7 Must-Take Steps for Surviving a Sudden Job Loss

7 Must-Take Steps to Avoid Debt After Being Laid Off from Work

Recently, my husband and I have been putting our nose to the grindstone in terms of budgeting and expenses so that we can finally get our debt paid off. Unfortunately, he got laid off from work three weeks ago. The positive side is that since we had already been budgeting and working on pay off…

Ways to Stretch Your Budget

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Dave Ramsey Sinking Funds

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…