Learn More about Budgeting Basics
We Paid $12,324 of Debt in 8 Months with this Budget Workbook
My husband and I have been through the debt cycle plenty of times. We’ve paid off several debts, including my husband’s student loans, 2 set of medical bills from births, dental work, home improvement loans, and three or four cars, just to name a few. And yet, we kept finding ourselves in debt, still. It…
5 Critical Steps to Becoming Financially Successful
Learning to be successful through your career or personal life are skills that take practice. Learning to be financially successful is no different. It’s more than just setting a budget once and walking away, hoping it works out. You must give yourself the right tools to be successful and follow through every month. Below are…
7 Must-Take Steps to Avoid Debt After Being Laid Off from Work
Recently, my husband and I have been putting our nose to the grindstone in terms of budgeting and expenses so that we can finally get our debt paid off. Unfortunately, he got laid off from work three weeks ago. The positive side is that since we had already been budgeting and working on pay off…
Ways to Stretch Your Budget
The Beginner’s Guide to Dave Ramsey Sinking Funds
As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…
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