Learn More about Budgeting Basics
4 Rules to Follow When Talking the F Word (Finances) with Family & Friends
There’s a reason why finances are the top of the awkward discussions list. We’ve been taught that it’s tacky, rude and can even result in embarrassment in some form or another to discuss money. Families teach their children to never discuss finances with outsiders or sometimes even within the family boundaries. We all have differing…
4 Reasons Why You’re Failing at Becoming Debt Free And How to Fix It!
Becoming debt free is no easy task to tackle. It took time to get into debt, which means it’ll take time to get back out. Frustrating, but true. If you’re like me, I wanted instant gratification and results NOW. I had trouble giving it time to work. Which meant, I found myself straying from the…
We Paid $12,324 of Debt in 8 Months with this Budget Workbook
My husband and I have been through the debt cycle plenty of times. We’ve paid off several debts, including my husband’s student loans, 2 set of medical bills from births, dental work, home improvement loans, and three or four cars, just to name a few. And yet, we kept finding ourselves in debt, still. It…
Ways to Stretch Your Budget
The Beginner’s Guide to Dave Ramsey Sinking Funds
As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…
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