Budgeting

Not sure where to start with budgeting? Learn how to budget money, make a monthly budget, or even budget on a low income. These are the tips and tricks we used to pay off over $27,000 in 17 months!

Learn More about Budgeting Basics

We paid off $12,324 of debt in 8 months with this one budgeting tool!

We Paid $12,324 of Debt in 8 Months with this Budget Workbook

My husband and I have been through the debt cycle plenty of times. We’ve paid off several debts, including my husband’s student loans, 2 set of medical bills from births, dental work, home improvement loans, and three or four cars, just to name a few. And yet, we kept finding ourselves in debt, still. It…

5 critical steps to financial success

5 Critical Steps to Becoming Financially Successful

Learning to be successful through your career or personal life are skills that take practice. Learning to be financially successful is no different. It’s more than just setting a budget once and walking away, hoping it works out. You must give yourself the right tools to be successful and follow through every month. Below are…

7 Must-Take Steps for Surviving a Sudden Job Loss

7 Must-Take Steps to Avoid Debt After Being Laid Off from Work

Recently, my husband and I have been putting our nose to the grindstone in terms of budgeting and expenses so that we can finally get our debt paid off. Unfortunately, he got laid off from work three weeks ago. The positive side is that since we had already been budgeting and working on pay off…

Ways to Stretch Your Budget

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Dave Ramsey Sinking Funds

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…

Favorite Budgeting Resources