Budgeting

Not sure where to start with budgeting? Learn how to budget money, make a monthly budget, or even budget on a low income. These are the tips and tricks we used to pay off over $27,000 in 17 months!

Learn More about Budgeting Basics

How to get out of debt: the exact steps we took to pay off $26,619 in 17 months

How to Get Out of Debt: The Exact Steps We Took to Pay Off $26,619 in 17 Months

If you’re wondering how to get out of debt, look no further. Using the following get out of debt plan, we paid off over $26,619 in debt in 17 months and raised our net worth by almost $50,000. These debt repayment steps will help you to organize your finances and learn how to get out…

How to Fight and Conquer Discrepancies in Medical Bills

Medical bills are unfortunately a part of our life, no matter your plan, coverage or deductible. Whether you’ve just had a checkup, a baby – or something in between – chances are you’re going to end up with a medical bill. But what do you do if those services are incorrectly billed and processed? Here’s…

How to Pay Off Credit Card Debt Quickly

The average American has over $7,000 just in credit card debt. Ouch. Add to that student loans, car loans, medical debt and mortgages, and you’ve got a ton of stress and quite possibly a less than stellar credit score. The average APR on credit cards is 15%. If you take a year to pay off…

Ways to Stretch Your Budget

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Dave Ramsey Sinking Funds

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…

Favorite Budgeting Resources

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