Budgeting

Not sure where to start with budgeting? Learn how to budget money, make a monthly budget, or even budget on a low income. These are the tips and tricks we used to pay off over $27,000 in 17 months!

Learn More about Budgeting Basics

The best cheap places to eat when you don't feel like cooking

The Best Cheap Places to Eat when You Don’t Want to Cook

Having a handy list of cheap places to eat might not sound like the best way to start living below your means. But being prepared for those days when you can’t stand to cook can be a great way to avoid blowing your food budget for the month. Meal planning is a great way to…

How to Stop Spending Money You Don’t Have

If you want to know how to stop spending money that you don’t have, you have to address two pieces of your life: the mental/emotional side and the practical/budgeting side. Spending more than you earn is living beyond your means, and in short, means you’re going to end up in plenty of credit card debt. The…

Farmhouse style bench and pillows

Where To Find Farmhouse Decorating Ideas on a Budget

This post may contain affiliate links. Please read my disclosure for more information. Many people love a rustic farmhouse vibe for my own home, but don’t like spending a ton of money on home updates. Luckily, there are lots of great places where you can easily get the best farmhouse decorating ideas on a budget. Today, while…

Ways to Stretch Your Budget

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Dave Ramsey Sinking Funds

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…

Favorite Budgeting Resources

Download Your Savings Worksheet Now!

Build your $1000 savings in just 12 weeks!

Subscribe to the Debt Free Forties newsletter to receive regular updates and get instant access to your free 8 page savings worksheet!

We won't send you spam. Unsubscribe at any time. Powered by Kit