How to Reset Your Money Mindset & Change your Money Story for Good!

How to Reset Your Money Mindset & Change Your Thinking About Money

I have spent most of my adult life trying to pay off debt, only to accrue more in a vicious cycle. Around and around we went. While we’ve paid off big chunks here and there, we somehow always ended up with more debt in another form. A new-to-us car, another birth, a new move. We…

Beginner Couponing Mistakes and How to Avoid Them

Beginner Couponing Mistakes and How to Avoid Them

We’ve all seen those crazy extreme couponing shows where a person has three shopping carts full of mouthwash, nail polish and cheese, right? And the whole lot cost them $2.58. While totally nuts, I still have to admit it’s an impressive feat of organization. Even though no one on earth could possibly need that much…

4 Rules to Follow When Talking the F Word (Finances) with Family & Friends

There’s a reason why finances are the top of the awkward discussions list. We’ve been taught that it’s tacky, rude and can even result in embarrassment in some form or another to discuss money. Families teach their children to never discuss finances with outsiders or sometimes even within the family boundaries. We all have differing…

4 Reasons Why You’re Failing at Becoming Debt Free – And how to fix it!

4 Reasons Why You’re Failing at Becoming Debt Free And How to Fix It!

Becoming debt free is no easy task to tackle. It took time to get into debt, which means it’ll take time to get back out. Frustrating, but true. If you’re like me, I wanted instant gratification and results NOW. I had trouble giving it time to work. Which meant, I found myself straying from the…

We paid off $12,324 of debt in 8 months with this one budgeting tool!

We Paid $12,324 of Debt in 8 Months with this Budget Workbook

My husband and I have been through the debt cycle plenty of times. We’ve paid off several debts, including my husband’s student loans, 2 set of medical bills from births, dental work, home improvement loans, and three or four cars, just to name a few. And yet, we kept finding ourselves in debt, still. It…

How to make money fast: Finding the perfect side hustle

Let’s be honest – anyone looking to start a side hustle wants to learn how to make money fast, right? There are several items to take into consideration before just jumping into one though. Nothing is more discouraging than trying a new side hustle, struggling with it, and giving up. That’s a financial freedom killer…

5 critical steps to financial success

5 Critical Steps to Becoming Financially Successful

Learning to be successful through your career or personal life are skills that take practice. Learning to be financially successful is no different. It’s more than just setting a budget once and walking away, hoping it works out. You must give yourself the right tools to be successful and follow through every month. Below are…

5 Reasons Why You Should Start Holiday Shopping in June (or Earlier!)

5 Reasons Why You Should Start Holiday Shopping in June (or Earlier!)

It’s the end of June and we’re officially 6 months out from the holidays. Why am I talking about them now? Did I see the first Christmas commercial of the year? (Ha, kidding. But seriously – can we finish one holiday before starting the next? Cripes.) I know you’re thinking, geez, I have PLENTY of…

7 Must-Take Steps for Surviving a Sudden Job Loss

7 Must-Take Steps to Avoid Debt After Being Laid Off from Work

Recently, my husband and I have been putting our nose to the grindstone in terms of budgeting and expenses so that we can finally get our debt paid off. Unfortunately, he got laid off from work three weeks ago. The positive side is that since we had already been budgeting and working on pay off…