Debt Free Forties Blog

Easy money challenges to smash your financial goals

37 Easy Money Savings Challenge for 2021

If you’re looking for a way to boost your savings or debt repayment goals, try a money savings challenge. Money or saving challenges are a great way to switch things up and jumpstart your savings. What is a Money Savings Challenge? A money savings challenge is a way to save money that makes it fun…

11 simple ways to save money on a tight budget

21 Simple Ways To Save Money On A Tight Budget

When we finally started budgeting so that we could finally pay off our debt, we knew we had to trim some expenses to finally improve our financial situation. Our income barely covered our expenses, so we had to find the best ways to save money on a tight budget. By saving money on expenses, we…

How I boosted by blog traffic 260% using Stupid Simple SEO

Stupid Simple SEO Review: How I Boosted My Organic Traffic by 260%

Until the past six months, I’ve felt that SEO (search engine optimization) was a mystical and elusive creature, much like the perfect donut. We all love donuts but, but finding the perfect one is difficult if you don’t know where to look. SEO can be the same – if you don’t know where to look…

Woman's hand on shopping cart with text

Is Ibotta Legit? My Review + $10 Welcome Bonus (2021)

When I mention Ibotta to my friends, most ask – is Ibotta legit? I get it – there’s nothing worse then trying a new cashback app only to find out you have to bend over backward while juggling plates and singing the Star Spangled Banner to make about…4 cents. Yeah, no thanks. You could go…

Super easy money saving challenge + free printable

$1000 Savings Challenges + Free Printables

Using this great $1000 savings challenge printable is an easy way to kickstart any of your financial goals. Whether your emergency fund needs pumped up, it’s vacation time, or one of the kids needs braces, having a padded savings fund is key to avoiding any new debt. Can you imagine coming back from a weeklong…

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Dave Ramsey Sinking Funds

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…

two moms with daughter holding debit card

Greenlight Debit Card for Kids Review (2021)

When I first heard about the Greenlight debit card, I was skeptical. Very, very skeptical. The idea of this app, and handing a kid a debit card, felt like the equivalent of giving them an entire cake and fork. (It can’t end well for either of you!) So, I decided to check out as many…

Woman looking uncertain

Apex Focus Group Review: Is It Legit?

If you’ve been trying to find paid focus groups to participate in so you can make a little extra cash on the side, chances are, you’ve come across Apex Focus Group. Here’s some basic information about them just in case you’re curious.  What is Apex Focus Group? According to their website, Apex helps potential participants…

Is the Billionaire Blog Club Worth the Investment?

Dare to Conquer (formerly Billionaire Blog Club) Review: Is It Worth It?

Update 7/9/2020: Billionaire Blog Club (or Dare to Conquer) has changed multiple times since I took it in 2018. It’s gone through various rebirths and is now a program called OddNoodle. Unfortunately, I have not been able to revisit it since these various changes have happened. It was helpful when I initially took it, but…