Debt Free Forties Blog

speech bubble that reads 40+ inspirational financial freedom quotes

40+ Financial Freedom Quotes to Inspire

If you’re pursuing true financial independence, it’s essential to find ways to keep yourself inspired to stay on task. Reading financial freedom quotes is a great way to keep your head in the game and focused on a good financial plan. What is the meaning of financial freedom? The meaning of financial freedom can vary…

woman looking at phone with Truebill logo on the screen

Truebill Review 2021: Is it Legit?

If you read my review of Trim, then you know I’m a huge fan of bill negotiation services. So, I thought I’d look into another similar platform called Truebill. So, here is my Truebill review! What is Truebill? According to their website, Truebill is an automated financial assistant that gives you back control of your…

The best cheap places to eat when you don't feel like cooking

The Best Cheap Places to Eat when You Don’t Want to Cook

Having a handy list of cheap places to eat might not sound like the best way to start living below your means. But being prepared for those days when you can’t stand to cook can be a great way to avoid blowing your food budget for the month. Meal planning is a great way to…

Chalk paint on sliver mirror frame with texting reading Easy DIY on a Budget: Refresh a Mirror Frame on a Budget

How to Paint a Mirror Frame: Easy DIY on a Budget

One of the cheapest and easiest ways to update a bathroom is to with paint. You can paint the walls, sure, but why not paint mirror frames, fixtures, lights, towel holders, and even doorknobs? What’s “in” can change pretty quickly – much quicker than your lights, doorknobs, or mirror frames break or stop working. Rather…

How to Stop Spending Money You Don’t Have

If you want to know how to stop spending money that you don’t have, you have to address two pieces of your life: the mental/emotional side and the practical/budgeting side. Spending more than you earn is living beyond your means, and in short, means you’re going to end up in plenty of credit card debt. The…

image of hands holding piggy bank

Five Ways to do a 52 Week Money Challenge + Free Printable

Setting money saving goals is easy, but following them through – and doing it for a entire year – can be tough. One of the easiest ways to hit your savings goal is to use a 52 week money challenge printable. This printable can help you stay on track and achieve your big goal, like…

How we saved $240 in minutes with the Trim app (so far!)

Trim Review 2021: Easily Lower Bills with this App

I like to think that I’m pretty savvy when it comes to saving money. I feel like I’ve learned all the tricks to cut costs and find extra dollars in my budget. Boy, was I wrong. By signing up for Trim, and spending about 5 minutes to sync our accounts and submit our internet provider,…

10 simple rules for a no spend challenge

10 Simple Rules for a No Spend Challenge

One question I get asked a lot as a personal finance fanatic (say that three times fast!) is what the rules of a no spend challenge are. While there are plenty of very specific no spend challenges you can take, it’s a very personal choice as to which one to embark on. The key takeaway…

Farmhouse style bench and pillows

Where to Find Farmhouse Decor for Cheap

Now that we’re all home more often than not, many of us (…and by that, I mean myself) have turned to updating our humble dwellings to keep ourselves busy. Many people (ok, again – I mean me), love rustic farmhouse decor but don’t like spending a ton of money on home updates. Luckily, there are…