Debt Free Forties Blog

Chalk paint on sliver mirror frame with texting reading Easy DIY on a Budget: Refresh a Mirror Frame on a Budget

How to Paint a Mirror Frame: Easy DIY on a Budget

One of the cheapest and easiest ways to update a bathroom is to with paint. You can paint the walls, sure, but why not paint mirror frames, fixtures, lights, towel holders, and even doorknobs? What’s “in” can change pretty quickly – much quicker than your lights, doorknobs, or mirror frames break or stop working. Rather…

How to Stop Spending Money You Don’t Have

If you want to know how to stop spending money that you don’t have, you have to address two pieces of your life: the mental/emotional side and the practical/budgeting side. Spending more than you earn is living beyond your means, and in short, means you’re going to end up in plenty of credit card debt. The…

image of hands holding piggy bank

Five Ways to do a 52 Week Money Challenge + Free Printable

Setting money saving goals is easy, but following them through – and doing it for a entire year – can be tough. One of the easiest ways to hit your savings goal is to use a 52 week money challenge printable. This printable can help you stay on track and achieve your big goal, like…

How we saved $240 in minutes with the Trim app (so far!)

Trim Review 2021: Easily Lower Bills with this App

I like to think that I’m pretty savvy when it comes to saving money. I feel like I’ve learned all the tricks to cut costs and find extra dollars in my budget. Boy, was I wrong. By signing up for Trim, and spending about 5 minutes to sync our accounts and submit our internet provider,…

10 simple rules for a no spend challenge

10 Simple Rules for a No Spend Challenge

One question I get asked a lot as a personal finance fanatic (say that three times fast!) is what the rules of a no spend challenge are. While there are plenty of very specific no spend challenges you can take, it’s a very personal choice as to which one to embark on. The key takeaway…

Farmhouse style bench and pillows

Where to Find Farmhouse Decor for Cheap

Now that we’re all home more often than not, many of us (…and by that, I mean myself) have turned to updating our humble dwellings to keep ourselves busy. Many people (ok, again – I mean me), love rustic farmhouse decor but don’t like spending a ton of money on home updates. Luckily, there are…

Easy money challenges to smash your financial goals

37 Easy Money Savings Challenge for 2021

If you’re looking for a way to boost your savings or debt repayment goals, try a money savings challenge. Money or saving challenges are a great way to switch things up and jumpstart your savings. What is a Money Savings Challenge? A money savings challenge is a way to save money that makes it fun…

11 simple ways to save money on a tight budget

21 Simple Ways To Save Money On A Tight Budget

When we finally started budgeting so that we could finally pay off our debt, we knew we had to trim some expenses to finally improve our financial situation. Our income barely covered our expenses, so we had to find the best ways to save money on a tight budget. By saving money on expenses, we…

How I boosted by blog traffic 260% using Stupid Simple SEO

Stupid Simple SEO Review: How I Boosted My Organic Traffic by 260%

Until the past six months, I’ve felt that SEO (search engine optimization) was a mystical and elusive creature, much like the perfect donut. We all love donuts but, but finding the perfect one is difficult if you don’t know where to look. SEO can be the same – if you don’t know where to look…