Debt Free Forties Blog

couple having dinner in the garden

27 At Home Date Night Ideas that are Frugal & Fun

Whether you and your partner are looking for some good at home date night ideas because you’re strapped for cash or you are still avoiding going out to public places and are opting to hang out at home together, I can help! I’ve come up with a bunch of great at home date night ideas…

The Best Cheap Grocery List Items (& Healthy Too!)

For those of you on a tight budget, grocery shopping and meal planning might be a little on the stressful side. In fact, the grocery budget category is often the one that most people struggle with, myself included.  It’s so incredibly easy to overspend at the grocery store. And, grocery stores know this. Why do…

How to Make Money Online: 50+ Brilliant Ways to Make Money Before Christmas

50+ Legit Online Jobs that Pay in 2021

Everywhere you turn, there’s a million articles showing us how to make money online as well as working from home. But how do you know which are legit online jobs? A large majority of them are either scams, involve an insane amount of dedication to earn pennies, or you have to pay start-up fees. Yeah,…

How to update for cheap with chalk paint furniture

How to Chalk Paint a Dresser for a Cheap Makeover

Want to spruce up your house while on a tight budget? Buying new furniture and decor might be out of the question, but you can always repurpose what you have to save money. That’s why I love this chalk paint dresser tutorial. It’s taking what we already have – or have gotten cheap – and…

These are the 9 best personal finance books that will change your life (and aren't Dave Ramsey)

The 9 Best Financial Books for Beginners

From Suze Orman to Dave Ramsey – and every finance guru in between – everyone claims to have the best financial books for beginners. But how do you find the one that fits your personal finance approach? Whether you love him or loathe him, Dave Ramsey is one of the most talked about financial advisor…

hand pulling money out of envelope

How to Use Cash Envelopes as a Budgeting System

May 6, 2021/Tana/No Comments If you’ve been reading my blog for a while, you know that I’m a huge fan of budgeting. I don’t call myself a budget & financial fanatic by night for nothing. So, I thought I’d shed some light on a budgeting technique that has helped tons of people: the cash envelope…

hand pulling dollars out of pocket

How to make an extra $1000 a month in 2021

Whether you’re looking to pay off debt or pump up your emergency fund, there are plenty of ways to learn how to make an extra $1000 a month. An extra $1000 a month can be a real game-changer when it comes to paying off debt. Plus, it’s a small enough amount that can be hit…

couple working on a budget

Which Personal Budget Categories You Actually Need

Let’s be honest – the idea of budgeting freaks a lot of people out. Budget basics can be hard enough – and then toss a bunch of budget categories into the mix? No wonder the majority of folks nope right outta there and never come back. Not that I can blame them. Think about it…

The best passive income ideas to boost your income

Passive Income vs Active Income: What’s the Difference?

As we got serious about paying off our debt and budgeting, we also decided it was time to look into passive income vs active income. There’s always overtime at work or picking up side gigs, but as the kids (and I) get older, the less I want to work 60+ hours a week. Call me…