Unique and cheap Christmas gifts everyone will love

Unique & Cheap Christmas Gifts Everyone Will Love

Giving cheap Christmas gifts doesn’t mean buying ugly, junky presents. Unless you’re into that sort of thing. via GIPHY It just takes a bit of creativity to find cheap Christmas gifts that fit into your budget and the gift receiver will love. With some budgeting and planning, you can easily stick within your budget and…

10 simple rules for a no spend challenge

How to Quickly Save More Money: 10 Simple Rules for a No Spend Challenge

One question I get asked a lot as a personal finance fanatic (say that three times fast!) is what the rules of a no spend challenge are. While there are plenty of very specific no spend challenges you can take, it’s a very personal choice as to which one to embark on. The key takeaway…

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Sinking Fund Categories & Emergency Funds

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about building different sinking fund categories as well. But what exactly is the difference between an emergency fund and a sinking fund? And why do you need…

How to get out of debt: the exact steps we took to pay off $26,619 in 17 months

How to Get Out of Debt: The Exact Steps We Took to Pay Off $26,619 in 17 Months

If you’re wondering how to get out of debt, look no further. Using the following get out of debt plan, we paid off over $26,619 in debt in 17 months and raised our net worth by almost $50,000. These debt repayment steps will help you to organize your finances and learn how to get out…

The best passive income ideas to boost your income

The Best Passive Income Ideas to Boost Your Income

As we got serious about paying off our debt and budgeting, we also decided it was time to look into passive income ideas. There’s always overtime at work, or picking up side gigs, but as the kids (and I) get older, the less I want to work 60+ hours a week. Call me nuts, right?…

How to boost your credit score quickly

How to Boost Your Credit Score Quickly

Whether you like it or not, your credit score affects your daily life. Everything from getting approved for a loan to getting a job can be dependent upon having a good credit score. This is why it’s important to learn how to boost your credit score and keep it there. If you are a fan…

How to Easily Build the Ultimate Emergency Binder

Our neighbors were recently preparing to go on an anniversary cruise when they realized their printer wasn’t working. She texted me to see if I could print some paperwork for them to put in their in case of emergency binder for their parents, who were watching their kids. Of course, I obliged. And being the…

11 simple ways to save money on a tight budget

12 Simple Ways To Save Money On A Tight Budget

When we finally started budgeting so that we could finally pay off our debt, we knew we had to trim some expenses. Our income barely covered our expenses, so we had to find the best ways to save money on a tight budget. By saving money on expenses, we had more to put towards our…

75 (mostly) free things to do with kids this weekend

75 (Mostly) Free Things to Do with Kids This Weekend

Whether it’s summer break or just an average weekend, we’re always looking for free things to do with kids. There’s just not always a lot of room in the budget to squeeze out a lot for activities. We all know kids can be crazy expensive, thanks to daycare, clothes, and all their favorite foods we prepare…