Debt Free Forties Blog

11 Sources of Side Income That Can Eventually Replace Your Day Job

Most people are not stuck because they lack options. They are stuck because they keep waiting for a better list. When people see an article like this, the first reaction is usually dismissal. They skim the headlines, think they have seen all of these ideas before, and quietly conclude that none of them apply to…

8 Ways to Become More Selfless and Generous as a Person

Why is it that so many people claim they want to be more generous, yet year after year they stay exactly as self focused as before? Here is the uncomfortable truth. Most people do not fail at becoming more selfless because they are incapable of change. They fail because their desire is vague. Wanting to…

How to Build a $1 Million Net Worth in Just 7 Years

Is it really possible to build a $1 million net worth in just seven years? It is—but let me be clear up front: this is not a casual goal. You’ll need to be aggressive with your savings. Your investments will have to perform reasonably well. And you’ll probably need to make lifestyle changes that feel…

10 New Money Rules for the New Year

Are you heading into the new year with the same old money habits? It might be time for a reset. Every January brings a fresh chance to evaluate how we’re spending, saving, and thinking about money. And with the economy always shifting, it helps to update your approach every now and then. Here are 10…

9 Ways to Shop More Mindfully

We live in a world that’s constantly telling us to buy more. Whether it’s the latest gadget, a sale we can’t ignore, or just the emotional rush of getting something new, shopping has become one of our culture’s favorite pastimes. And while there’s nothing wrong with enjoying a good find, a lot of us are…

50 Free Things to Do on a No-Spend Weekend

50+ Free & Fun Things to do with Friends at Home

One of the first things that get cut from every budget is expensive activities, right? Out the door goes all the lattes and visits to the movie theater. But finding fun things to do with friends at home turns out to be a lot easier than expected. It’s important to find free things to do…

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The Top 117 Motivational Quotes on Finances & Money

One of the easiest ways to stay motivated on your journey to financial freedom is to find quotes on finances that empower, encourage, and inspire you. Whether you’re looking for a new favorite financial guru or want to find some inspiring quotes on finance, I’ve pulled together the best financial quotes to help you stay…

What It Means to Be Rich

Being rich isn’t just about having a huge bank account or a closet full of designer clothes. Real richness is something that shows up in the quality of your life, not just the quantity of your stuff. It’s about waking up excited for your day, feeling loved, and having the freedom to enjoy the things…

Why Frugality Is a Key Part of Personal Finance

There’s a secret ingredient that shows up in almost every success story about personal finance. It’s not about how big your paycheck is or whether you hit the jackpot on a smart investment. It’s much simpler than that. It’s the habit of frugality. Frugality doesn’t mean living cheap or giving up the things you love.…