Debt Free Forties Blog

Farmhouse style bench and pillows

Where to Find Farmhouse Decor for Cheap

Now that we’re all home more often than not, many of us (…and by that, I mean myself) have turned to updating our humble dwellings to keep ourselves busy. Many people (ok, again – I mean me), love rustic farmhouse decor but don’t like spending a ton of money on home updates. Luckily, there are…

11 simple ways to save money on a tight budget

21 Simple Ways To Save Money On A Tight Budget

When we finally started budgeting so that we could finally pay off our debt, we knew we had to trim some expenses to finally improve our financial situation. Our income barely covered our expenses, so we had to find the best ways to save money on a tight budget. By saving money on expenses, we…

How I boosted by blog traffic 260% using Stupid Simple SEO

Stupid Simple SEO: How I Boosted My Organic Traffic by 260%

Until the past six months, I’ve felt that SEO (search engine optimization) was a mystical and elusive creature, much like the perfect donut. We all love donuts but, but finding the perfect one is difficult if you don’t know where to look. SEO can be the same – if you don’t know where to look…

Super easy money saving challenge + free printable

$1000 Savings Challenges + Free Printables

Using this great $1000 savings challenge printable is an easy way to kickstart any of your financial goals. Whether your emergency fund needs pumped up, it’s vacation time, or one of the kids needs braces, having a padded savings fund is key to avoiding any new debt. Can you imagine coming back from a weeklong…

The differences between a sinking fund and emergency and why you need both

The Beginner’s Guide to Dave Ramsey Sinking Funds

As you’ve started diving into sorting out your finances, you’ve probably heard that you need a starter emergency fund of $1,000. You may have also heard some talk about Dave Ramsey sinking funds and categories as well. But what exactly is the difference between an emergency fund and a Dave Ramsey sinking funds? And why…

Woman looking uncertain

Apex Focus Group Review: Is It Legit?

If you’ve been trying to find paid focus groups to participate in so you can make a little extra cash on the side, chances are, you’ve come across Apex Focus Group. Here’s some basic information about them just in case you’re curious.  What is Apex Focus Group? According to their website, Apex helps potential participants…

Is the Billionaire Blog Club Worth the Investment?

Dare to Conquer (formerly Billionaire Blog Club) Review: Is It Worth It?

Update 7/9/2020: Billionaire Blog Club (or Dare to Conquer) has changed multiple times since I took it in 2018. It’s gone through various rebirths and is now a program called OddNoodle. Unfortunately, I have not been able to revisit it since these various changes have happened. It was helpful when I initially took it, but…

Dog with sunglasses and text that reads how to be successful on Rover

How to be Successful on Rover as a Dog Sitter

Pop quiz time! What’s got four legs, lots of fur, and can help you make a little extra money while getting lots of slobbery kisses? If you guessed dogs (I’m not even entertaining any other answers here, people), you’re onto a very lucrative new side job. While there are several pet sitting services out there, one…

coffee cups on a table

Introverts, Rejoice! 27 Jobs Where You Work Alone

We’ve all had those horrific days at work that leave you googling “jobs where you work alone” during your lunch break, eating canned soup at your desk for the third time this week to avoid hanging out with coworkers. Sure, we all have ups and downs with our work environment, but what if this is…