How to make an extra $500 a month quickly

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Whether you’re looking to pay off debt or pump up your emergency fund, there are plenty of ways to learn how to make an extra $500 a month. 

An extra $500 a month can be a real game-changer when it comes to paying off debt. Plus, it’s a small enough amount that can be hit quickly enough without working 80 hour weeks. 

I’ve pulled together the best ways to make that extra cash every month and sorted them into categories. First, you’ll find side hustles that are quick and easy. They require little to no investment of time or money to get you earning.

Then, we’ll get into the more involved side hustles that will take some time and investment, but the potential earnings are much more significant.

Ready to get started?

Woman pulling hundred dollar bills out of a jean pocket; text overlay that reads how to quickly make an extra $500 a monthHow to Make an Extra $500 a Month Quickly

These are all jobs that you can pick up quickly and have a low bar of entry. There’s no long start-up process, so you can count on these to make an extra $500 a month quickly!

Start with reviewing your current job.

I always suggest looking at your current job to see if there are any ways to make more money there. It’s the most comfortable option since you already work there, and know how to do the job. Consider the following avenues:

  • Request extra hours
  • Ask for a raise
  • Negotiate to take on additional work for more pay
  • Offer to do the jobs everyone hates for a pay bump
  • Ask for a referral fee for any new customers or employees that you bring into the business

Grabbing extra hours or finally asking for that raise are effortless ways to boost your earnings every month, and can help you earn that additional $500 quickly without a big learning curve or learning any new skills.

Getting Starting Making Extra Money in a Month

If you don’t want to put a lot of effort into earning, but still want to make a couple of extra 100 a month, these quick and easy jobs are your ticket. Individually, you won’t make an extra $500 a month, but doing two or more together can help you hit that threshold.


Potential earnings in a month: $1 – $100+
Difficulty: Easy

Surveys are a great way to make money while watching tv, waiting at your kid’s soccer practice, or needing to kill some time. Individually, they pay anywhere from 50 cents to $5, depending upon how long they are, the subject matter, and which survey platform you use. 

Some of my favorite survey sites to pick up this easy work include:

Cashback Apps and Websites

Potential earnings in a month: $1 – $50+
Difficulty: Easy

Cashback apps are a great way to save on products that you usually purchase anyway. From rental cars to deodorant, you can find cash back apps or portals on a lot of things.

Your earnings within a month will depend on how much you spend, and the savings you offer. For example, waiting until TopCashBack offers 15% off at your favorite store to make a purchase is an easy way to save even more.

Some cashback apps give you a rebate on specific products, while others give you a percentage back from purchases at certain stores. I always check the following apps/shopping portals before making a purchase:

Interested in even more cashback apps? Check out the 18 Best Cashback Apps that will Save You Thousands


Potential earnings in a month: $1 – $500+
Difficulty: Easy

Your workplace, apps on your phone, and the services you use often offer referral fees. They can vary greatly, from $1 on up, depending upon their program.

If there’s a service or app you love and would tell a friend about it anyway, check to see if they offer a referral or affiliate payout. Often you can find referral or affiliate information in the footer of their website.

If not, try googling “company name referral fee” or “company name affiliate program” and see what you can dig up.

Credit Card and Bank Account Bonuses

Potential earnings in a month: $1 – $500+
Difficulty: Easy

I’ve met people who make $3500 a year by opening new bank accounts. The hardest part is that often the bank wants a reoccurring direct deposit set up and for the account to stay open for a certain amount of time.

Be warned that you have to pay taxes on these payouts and will receive a tax form at the end of the year. But for a mere 10 minutes of work, I think I’ll gladly take that $350, thankyouverymuch!

Scrounge for Change

Potential earnings in a month: $1+
Difficulty: Easy

We all have a ton of change everywhere around the house – in jars, on dressers, at the bottom of your purse. Pull all that change together and put the kids to work rolling it to cash it in. Better yet, use these secrets to cashing in your coins to find a place to cash them in loose, and skip the rolling!


Potential earnings in a month: $1 – $500+
Difficulty: Medium

HealthyWage pays you to lose weight, making this a two birds, one stone no-brainer. If you’re looking to shed some pounds anyway, why not get paid?

HealthyWage allows you to place a “bet” on your weight loss. Enter how much weight you want to lose, how much you are willing to wager, and the time frame for your weight loss. You’ll then submit your height and weight to complete the calculation and see your final prize amount.

The average HealthyWage user loses 40 lbs and wins $1245. Not bad for something you need to get around to doing anyway, right?

Click here to learn more about HealthyWage.

Sell Your Stuff

Potential earnings in a month: $1 – $500+
Difficulty: Medium

With the quarantine and being at home, it’s the perfect time to sell old baby stuff, clothes, electronics, and anything else you don’t use anymore. Bust out those Marie Kondo skills and a cardboard box, and start sparking some joy (at making money!).

The best places to sell your stuff are:

  • Craigslist
  • eBay
  • Decluttr
  • Garage Sale
  • Facebook Marketplace
  • Poshmark
  • ThredUp
  • Local Consignment Shops

Learn more about the best tips and tricks to make sales on eBay here.

Flip Furniture

Potential earnings in a month: $10 – $500+
Difficulty: Easy

If you’re crafty or handy, pick up old furniture for cheap at yard sales and learn how to flip them. Some just need cleaned up, while others need a good layer of chalk paint or sanding. Sell your pieces on Facebook Marketplace for the best results.

Haven’t tried chalk paint before? Learn the tips and tricks of how to chalk paint here. Or, see an example of a mirror frame that I redid with paint.

Test Websites

Potential earnings in a month: $10 – $500+
Difficulty: Easy

I love website testing because it’s effortless to do and pays well. Giving feedback on website functionality is one of my favorite ways to make $200 or more a month online.

I do my testing through, though there are several that are out there. With this one, you install an extension on your browser that records through your microphone and does a screen capture. As long as you have a decent computer or phone, you can easily do testing without a lot of set up.

I also love that it’s a chance to learn how to voice my opinions, which has helped me with my day job. I’ve learned to organize and vocalize my thoughts better.

Most tests include questions about how a site functions for you, what you think about the photos, or if the navigation makes sense to you. You don’t have to be a design guru, just someone who uses the internet and websites regularly!

Sell Unused Gift Cards

Potential earnings in a month: $1 – $500+
Difficulty: Easy

It’s so easy to make gift cards your go-to present for birthdays and holidays. Sometimes you receive cards to places you don’t even like. Rather than try and spend them anyway on something you don’t need, resell them through a company like is a hub where you can sell or buy gift cards at a fraction of the price. Once your gift cards sell, you are automatically paid via direct deposit, PayPal, or by check – your pick!

Sell your jewelry or gold

Potential earnings in a month: $1 – $500+
Difficulty: Easy

You don’t have to go to a pawn shop anymore to sell your jewelry or gold – now there are stores everywhere. It’s essential to find a reputable company, and I would suggest checking on to find and read reviews before selling.

If you’re not sure if you’re getting a good deal, check out this online gold calculator to see how it compares and if you’re getting a decent deal.

Sell Electronics

Potential earnings in a month: $1 – $500+
Difficulty: Easy

If you have a stack of old phones sitting in a drawer (who, me?), use Decluttr to clear out your clutter and make some quick cash. Decluttr pays up to 33% more than if you trade your phone into your carrier, and they’ve backed by the Better Business Bureau. 

To get started, you’ll walk through an online assessment for your phone, and Decluttr will provide a quote of how much they’ll pay. Then you’ll send in your electronics for free through the UPS. Once they receive the phone, you’ll get paid by check, direct deposit, or PayPal the very next day. It couldn’t be easier, right?

Decluttr also takes tablets, consoles, CDs, DVDs, games, books, legos, and more! Get started here >

Potential earnings in a month: $1 – $400
Difficulty: Easy

Donating plasma takes about 45 minutes on average, and payment varies. You can donate multiple times in a month, though check your local plasma center to see what requirements and restrictions they have.

Virtual Mock Juror

Potential earnings in a month: $5 – $400+
Difficulty: Easy

If you love true crime, try being a mock juror. You get paid to listen to a lawyer’s case and provide feedback. Your feedback can be given in person, through live chat, recording your voice, or through a questionnaire. Different companies pay much differently, from $5 to $400 for one case.

Use an Automated Bill Negotiator to Lower Your Monthly Bills

Potential earnings in a month: $30 – $500
Difficulty: Easy

I love love, love bill negotiating services like Trim, TrueBill and These apps will review your spending and try to trim your monthly bills and subscription services. 

I’ve used AskTrim (or Trim) to lower my bills, and it was able to save me $280 on my internet, and then $120 after that deal was over. They also provide additional services such as medical bill negotiations and can help to deal with bank fees as well. While you’re not actually making money with this, you’re saving money on your bills, which helps to free up some cash every month.

How to Make Money with Your Car Every Month

There are lots of great opportunities to make some extra cash if you have a car and enjoy driving. With the additional restrictions society faces thanks to COVID, people are becoming more willing to pay for delivery services like Instacart and DoorDash.


Potential earnings in a month: $1 – $500+
Difficulty: Medium 

Instacart is the go-to service for quick and effective grocery delivery. Become a personal shopper who will do the shopping and delivery. With flexible scheduling and employment opportunities, it’s easy to earn money quickly and on your time!

Instacart is a great way to make extra money right now. You mainly work by yourself and choose how much or little you want to work. 


Potential earnings in a month: $1 – $500+
Difficulty: Medium 

Right now, Lyft is offering a $250 bonus if you apply and are accepted. With increased prime time pricing and the ability to keep your tips, you’ll make more in less time when you start driving with Lyft.

Door Dash

Potential earnings in a month: $1 – $500+
Difficulty: Medium 

DoorDash is a food delivery service that has partnered with local restaurants in over 300 cities across the U.S. Be your boss, work on your own schedule, and make great money doing it!


Potential earnings in a month: $1 – $500+
Difficulty: Medium 

Postmates is a great way to earn some cash on your off time. Start making deliveries fast without fees or time commitments. You take home 100% of what you earn on each delivery!

Interested in working alone? Learn more about the perfect jobs for introverts!

How to make $500 a month as a kid

While many of the jobs suggested so far don’t work well for kids, don’t worry – I’ve pulled some of my favorite money-making methods for kids to make some cash as well. 


Potential earnings in a month: $25 – $250+
Difficulty: Medium (or hard, depending upon the kids)

Yes, the old standby – babysitting. It’s the tried and true easy way to make some quick cash. As long as overtired parents are begging for a night without cartoons, Cheerios, or diapers, you’ll be flush with jobs.

It’s even better if you can turn this into a weekly or bi-monthly gig. Offer a discount for multiple babysitting sessions in a month and sell it as a package deal.

House sit / Pet sit

Potential earnings in a month: $25 – $250+
Difficulty: Easy (or medium, depending upon the pet)

Pet and house sitting is also a fun way to make some cash, especially if you love animals. One time we babysat a dog, bunny, and hermit crabs for one household. The kids loved it!

Use services like and Trusted Housesitters to extend your clientele base. Or, post your services on sites like

Sell baked goods or crafts

Potential earnings in a month: $1 – $100+
Difficulty: Easy, perfect for bakers and crafters

If you enjoy baking or crafting, you don’t have to hop on Etsy to sell your goods. Find local farmer’s markets or community festivities to sell your products. Or, only fulfill made to order requests, so you don’t have to worry about having extra inventory.

Interested in seeing more ideas for kids? Check out these additional easy ways for kids to make money.

Bonus: How to make an extra $1,000 a month from home

Looking to earn even more? These online or at home jobs are a great way to supplement or replace your current income. These are my favorite places to look for additional work and side gigs to do at home:

Start doing gig work

Potential earnings in a month: $5 – $1000+
Difficulty: Easy – Hard, depending upon the work/gig

Gig work includes side hustles as well as task-based jobs. It can include everything from single, one-time tasks to freelance writing to short term contract work.

Some of the best places to snag gig jobs that will help you hit the $1000 a month mark include:

These sites are a great place to find work at home and online. Some of them help employees find full-time positions as well.

Become a Virtual assistant

Potential earnings in a month: $100 – $1000+
Difficulty: Easy – Medium, depending upon the work/gig

If you love organizing and checking tasks off your to-do list, becoming a VA might be for you. There are many courses out there to help you learn how to package and price your skillset. You can then find jobs on sites like FlexJobs, which focuses solely on remote work.

The beauty of becoming a virtual assistant (or VA) is that you get to pick what tasks you enjoy doing and offer just those services, such as: 

  • Answering emails and returning phone calls
  • Creating graphics and social media content
  • Research for blog posts, articles, or podcasts
  • Publishing and promoting blog or Pinterest content

Freelance Writing & Proofreading 

Potential earnings in a month: $100 – $1000+
Difficulty: Easy – Medium, depending upon the work/gig

Proofreading might just be for you if you love grammar and correcting other people’s usage of it. 

Freelance writing goes hand-in-hand with this, and both are fun and easy jobs to pick up. Check out Fiverr, Flex Jobs, and ZipRecruiter to find employment quickly.


Potential earnings in a month: $100 – $1000+
Difficulty: Easy – Medium, depending on your skillset

Transcription companies pay anywhere from $15 – $30, depending upon your accuracy and typing speed. Check out to learn more about audio to text and closed caption transcription.

If you’ve specialized in medical coding and jargon for any reason, you can also niche down into medical transcription, which pays even more. 

Twitch Streaming

Potential earnings in a month: $100 – $1000+
Difficulty: Easy

If you love video games, streaming on Twitch can be very lucrative. Twitch streamers get paid in multiple ways, including donations, sponsorships/brand deals, ad revenue, and paid subscriptions.

Search Engine Evaluator

Potential earnings in a month: $13 – $1000+
Difficulty: Easy

Search engine evaluators check to make sure that the results that show up are accurate. It’s task-driven, flexible work that pays well. It pays more than $13 an hour, and you can find employment through these companies:

Bonus: How to make $1000 in passive income a month

Want to make even more money in a month? Starting some streams of passive income brings income in with less consistent monthly workload. With passive income, you tend to do most of the work at the beginning, and then reap the rewards in the following months/years.

Investment Properties

Potential earnings in a month: $500+
Difficulty: Hard

There are a lot of factors that play into investment properties, but this is something that’s not for the faint of heart. You have to be able to pay a second (or more) mortgages and play the landlord as well. You’re responsible for maintaining property and following protocol if tenants stop paying. However, if you can handle this type of work, the returns are more significant.

You can also invest in real estate through services like Fundrise. Instead of becoming a landlord and dealing with renters, you can use your money to invest in a real estate portfolio. It’s a blend of traditional investing and real estate, making it an easy way to dip your toe into both worlds.

Rent Your Stuff

Potential earnings in a month: $100+
Difficulty: Medium

You can rent just about anything you own – from your pick up truck to tools, parking spaces, even a room in your house. While you ultimately are responsible for the maintenance and care of these items, renting them out can make back their cost many times over.

Begin by finding a peer-to-peer rental app to list your stuff. With a little digging online, you can find an app that’s specific for the type of product you want to rent out. Don’t forget to check your home or auto insurance to see how renting it out might affect coverage. Also, research pricing to make sure you’re not too high or low, and list in various places to get more hits.


Potential earnings in a month: $0 – $15,000+
Difficulty: Medium

I’m not going to lie – blogging is not for the faint of heart. I would only recommend it to people who like to write, network, research, and are comfortable with editing websites. These tasks are just the tip of the iceberg on blogging, but if you love a challenge (like I do!), give it a shot.

Once you get your rhythm and balance out your tasks, and that income starts to trickle in, you can scale up and exponentially grow your revenue. A bit of business sense helps, but it’s really about sweat equity and sticking with it until you make real progress. You can learn more about the tools and courses I use here.

Affiliate Sales

Potential earnings in a month: $0 – $15,000+
Difficulty: Medium

Affiliate sales are similar to referrals. You find products or services you want to promote, join their affiliate program, and then follow their guidelines to promote sales.

Affiliate sales occur on blogs, Pinterest, emails, and ads. Each affiliate program has its guidelines about what’s acceptable promotion. 

The payout can vary significantly for each sale, from 50 cents to hundreds of dollars. Again, it depends on the program and the product. Click here to learn more about how affiliate marketing works.


Potential earnings in a month: The sky is the limit
Difficulty: Medium – Hard

Investing is something that generally takes some education. Again, if you can find a way to invest without too much research or guesswork, this can pay out handsomely.

A basic understanding of investing is good, but you don’t have to know every single in and out of the process.

Thankfully, there are now lots of options to help you invest. Robo-investors can analyze and adjust on your behalf, like Betterment. There are also apps like Acorns that take your spare change and invest it for you, so you don’t even realize it’s missing.

Now that you know how to make an extra $200 – $500 or more a month quickly, you can easily pay off debt or save up for a vacation. If you’re looking for more side hustle ideas, try one of these:

Know other ways to make an extra $500 a month quickly? Leave your ideas in the comments below!

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A forty-ish web designer/developer by day, a budget & financial fanatic by night. I’m a mom, wife, avid reader, and DIY enthusiast who’s tracking our journey to debt freedom. Read More

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