hand pulling money out of envelope

How to Use Cash Envelopes as a Budgeting System

May 6, 2021/Tana/No Comments If you’ve been reading my blog for a while, you know that I’m a huge fan of budgeting. I don’t call myself a budget & financial fanatic by night for nothing. So, I thought I’d shed some light on a budgeting technique that has helped tons of people: the cash envelope…

hand pulling dollars out of pocket

How to make an extra $1000 a month in 2021

Whether you’re looking to pay off debt or pump up your emergency fund, there are plenty of ways to learn how to make an extra $1000 a month. An extra $1000 a month can be a real game-changer when it comes to paying off debt. Plus, it’s a small enough amount that can be hit…

couple working on a budget

Which Personal Budget Categories You Actually Need

Let’s be honest – the idea of budgeting freaks a lot of people out. Budget basics can be hard enough – and then toss a bunch of budget categories into the mix? No wonder the majority of folks nope right outta there and never come back. Not that I can blame them. Think about it…

The best passive income ideas to boost your income

Passive Income vs Active Income: What’s the Difference?

As we got serious about paying off our debt and budgeting, we also decided it was time to look into passive income vs active income. There’s always overtime at work or picking up side gigs, but as the kids (and I) get older, the less I want to work 60+ hours a week. Call me…

How to Easily Build the Ultimate Family Emergency Binder

Our neighbors were recently preparing to go on an anniversary cruise when they realized their printer wasn’t working. She texted me to see if I could print some paperwork for them to put in their in case of an emergency binder for their parents, who were watching their kids. Of course, I obliged. And being…

woman conducting an online interview

Best Paid Focus Groups in 2021: Make $150+/hour

Participating in paid focus groups is a great way to earn some extra cash to supplement your income. If you are interested in dipping your toe in the waters of focus groups, but aren’t sure where to start, keep reading because I’m going to cover it all! What is a Focus Group? First things first,…

Hands pulling money out of wallet with text that reads How to Slam Dunk Getting Approved for Any Loan Immediately

What are the 4 C’s of Credit for Getting a Mortgage?

Are you considering getting a house, car, or personal loan this year (or in the next 2 – 3)? If so, you’re going to need to know about the 4 c’s of credit. No, they’re not horsemen bringing the apocalypse or the top cuss words your kids will spout out in front of their kindergarten…

four people running at the beach

How to Start Living Below Your Means in 2021

If you’ve wandered around any personal finance site or listened to a money guru for very long, you’ll hear the importance of living below your means mentioned often. We’ve all heard the term thrown around, sure, but do you know if you’re genuinely living below your means? In this post, I’ll cover what it means…

Cheap dinner ideas for when you're broke

Delicious Dirt Cheap Meals for When You’re Broke

When it comes to budgeting, one of the easiest places to overspend is the food category. Finding dirt cheap meals is a great way to help balance your spending and feed your family with little effort. We’re so busy running from work to picking up kids to extracurricular activities, it’s important to find the easiest and…